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 Income Drawdown – A GuideIf you have not yet reached your 75th birthday you may take an Income Drawdown or Unsecured Pension (USP)as it is now called. As the name suggests, the income you get is not secured (or guaranteed) as it would be with an annuity. This is because you are not committing a fixed amount of your pension fund to an insurance company in exchange for an annual income for life. Property as a UK Pension ContributionAs well as making a cash contribution into a pension, it is possible to transfer property into a Self Invested Personal Pension (SIPP) and, subject to HM Revenue and Customs rules, receive tax relief on the full capital value. Is an Equity Release Scheme Right for You?Equity Release Schemes are not right for everyone, of course; as with any loan, they are a major commitment and should not be entered into lightly. Pension Release - A Quick GuideWant to unlock the Tax-Free cash from your Pension? Read our quick guide to pension release and find out if you qualify and if it is suitable for you. Are you getting the best annuity rates?Before you purchase your annuity check first of all to see if you qualify for any enhancements.
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