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Kevin W. Ogan - Articles Agribusiness and Farm Insurance requires special knowledge of both the business side of operations as well as home and property coverage. The only thing our Agribusiness and Farm Insurance department writes is just that - Agribusiness and Farm Insurance. We know the industry inside and out. We know which carrier will provide the best product in your or your client's particular circumstance.
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 Bringing Rural Broadband to the FarmIn the 2007 Ag Census, it was reported that 56% of US farms had internet connections of some kind. However, only 33% had high-speed, or broad band connections. Twenty states rank below the US average in high-speed internet use (or availability). Farmer Rights v. Animal RightsFood producers have been hit hard by the push from activists to allow more free-range animal care and no cages. A vote in Ohio to establish a livestock care oversight board has given livestock farmers much-needed ammunition in the fight. How will the vote affect your agribusiness? Fighting Agribusiness FraudNo one really thinks of fraud being a major agribusiness concern. Recently Temple-Inland, Inc. was a victim in an elaborate fraud scheme to the tune of $4.8 million. Don’t think it could happen in your business, really? A Real Barn Burner - Reducing Fire RiskWhile the jury is still out on whether Mrs. O’Leary’s cow was the culprit behind the fire that wiped out Chicago, fire damage is a constant, somewhat overlooked threat to the agribusiness. For many areas of the agribusiness, fire loss exposure can be reduced significantly by developing risk reduction strategies. Don't Count Your Cows Before the Agriculture Appropriations Bill is passed!At present, dairy farmers are paid under one-half of their productions costs for dairy products. The existing Milk Income Loss Contract is help for bad times, but it hasn’t been able to scratch the surface of the market’s current disastrous conditions. Are you sure your Ag technology is covered?While many farm business owners may not even realize it, they’ve gone high-tech. Most farms nowadays operate on computerized equipment, replacing traditional farm equipment and processes or enhancing business practices and farm management. If you have updated your farm equipment recently, are you sure your agriculture insurance package covers the new equipment? Ag Industry and Climate ChangeThe agriculture insurance industry is now considering new products to respond to increased climate change exposures, including risk controls and outreach programs to clients to raise awareness of the issue and possible solutions. What insurance impact will climate change have on your farm or agribusiness? Relief is coming to Dairy IndustryWhen farmers are facing increased feed costs and decreased market pricing. Government programs such as the Milk Income Loss Contract (MILC) do help to stave off some market losses, but often the changes do not reflect the true picture of what dairy farmers are facing. Recovering from Mother Nature - Agribusiness Disaster PreparednessTalk with your insurance broker for help in devising a disaster prevention and recovery plan for your livestock. Preparing well before an event can save the lives of your herds, and lower your losses. Beware of cow...really?How big a threat is a charging cow to your visitors, neighbors, or passersby? Big enough that you should warn outsiders of the potential dangers. While neighbors may understand the protective nature of cattle, many others do not see a docile cow as any kind of threat.
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