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The author, Mr. Kortor Kamara has over 25 years experience in the insurance industry both in Sierra Leone and the United States. He is a Chartered Property & Casualty Insurer and holds the Workers Compensation Claims Professional (WCCP) designation. He is a Member of the Chartered Insurance Institute ( London); Certified Self-Insurance Claims Administrator-State of California; Registered World Bank Consultant and has served as a Consultant on various Insurance initiatives in Sierra Leone, including design of the country’s first Title Insurance Policy.
In addition, Mr. Kamara is a graduate of Fourah Bay College, University of Sierra Leone, 1978-1981; studied Law at both the Univerisity of West Los Angeles School of Law and the California Southern School of Law in Riverside. He is currently a Doctoral Candidate in Insurance and Risk Management. Through association with Saddleback Re, were he serves as the Regional Manager, Africa Division, Mr. Kamara is intimately involved in the provision of reinsurance coverage, policy design, loss control, training and risk management services to the African Insurance marketplace. www.saddlebackre.com. Sort By: Date | Popularity
 Disaster and Catastrophe Risks Financing in Sierra LeoneA regulatory and legal framework embracing a risk-based approach, where the pooling and scaling up of risks enables the many to share the costs of the financial misfortunes of the few, a bedrock principle of insurance, represents the most efficient model for Sierra Leone to provide protection to her businesses and institutions against the adverse financial effects of liability and property losses. The Demise of the National Insurance Company (NIC): Can the Privatization Commission explain the sale to a Nigerian-based private company?As its 37-year existence as a national financial institution draws to a close, with the reported decision by the National Commission For Privatization (NCP) to sell the National Insurance Company (NIC) to a Nigerian-based private insurance company, Sierra Leone’s indigenous financial services sector is once again being dealt a severe blow, the socio-economic ramifications of which are as yet to be fully comprehended. Sierra Rutile: One year after collapse of the dredgeIn the aftermath of the collapse of the dredge at Sierra Rutile in July 2008 and the resultant settlement by the company's insurance and reinsurance carriers, the plight of the injured workers, death benefits to dependants and the broader Sierra Leone community is the focus of this article. This article also highlights how mining companies have continued to stifle our country's development. A Case for “Third Schedule” Retirement Pension Funds in Sierra LeoneGenerally, the longevity risk in retirement is the hazard of aging and uncertainty of knowing how long one will live and how long social security retirement benefits, such as provided by the National Social Security and Insurance Trust (NASSIT) can go before one runs out of retirement funds prior to death. The focus of this article is thus how can one minimize the risk of running out of money in retirement through the use of annuities and retirement funds? Ingratitude is Monstrous: A reaction to Mr. Aziz Nabe's response to the article "Sierra Leone Democracy Requires More Than a Leadership Change"!Sycophancy among the political elite in Sierra Leone remains a major barrier to development. This attitudinal trait devoid of critical socio-political and economic analysis of our nation's problems should not be allowed to prevail in our nation's democracy. Yenga Oh YengaThis is an ode to the people of Sierra Leone whose territory, Yenga in Kailuhun District continues to be occupied by Guinean forces more than a decade since they were invited to help defeat the RUF rebels by the Tejan-Kabbah government. It is envisaged that the government of Sierra Leone will utilize both regional and international forums, such as the ECOWAS court and the World Court in the Hague to pursue a vigorous legal and diplomatic offensive to ensure the removal of the Guinean occupiers. Sierra Leone Democracy Requires More Than a Leadership Change!Democracy in Sierra Leone is being marred by a change of leadership syndrome that continues to be driven predominantly by tribal, regional and other parochial considerations. This status quo has resulted in the current stagnation, exhibited in all facets of national endeavor, that continues impeding the concept of continuous development desired for upward spiral of growth in nations. Insurance Marketing: Creating a Successful Marketing Strategy for the Insurance Industry in Sierra LeoneThe training and maintenance of an effective sales and marketing force armed with knowledge and techniques of modern insurance marketing encompassing demographic mapping, market segmentation and product differentiation methods in ensuring an overall new approach towards product marketing is what is being advocated in this peice for the Sierra Leone insurance industry. Violence in Sierra Leone Elections: a Response to "charles Margai's Take on Democracy in Sierra Leone-continuity or Change"The central tenet of Mr. Margai’s proposals, “that future party representation in parliament be based on the three parties, the APC, SLPP and PMDC selecting their representatives to meet the quota allotted them….", not only fails to address the issue of violence endemic in our elections, but maybe construed as highlighting charges of Mr. Margai’s propensity for undemocratic institutions. The Institution of Chieftaincy: the Last Bastion of Underdevelopment in Sierra LeoneThe need for reform of the institution of chieftaincy in Sierra Leone has assumed a wider appeal among diaspora reform minded Sierra Leoneans as the instituition's morass has magnified the underdevelopment permeating the country. When such a basic administrative unit in any society fails to properly function to provide the basic socio-economic and developmental aspirations of its community, then the calamity of despair and societial disintegeration becomes embeded in its body politic.
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