Liane Wood

It is a common misconception that everything that is inside your vehicle is covered under your auto insurance policy in case of theft. The truth is that only the vehicle itself and attached equipment is covered under an auto insurance policy in Ontario Canada.

Home insurance provides personally liability coverage for bodily injury and property damage to other people. However, the standard personal property insurance policy (homeowners, tenants or condo) does not extend liability coverage to any types of business use of the property including home daycare businesses.

Recent studies have shown that over half of all Canadian households have at least one pet; usually either a cat or a dog. However, in North America, less than 1% of all pets are insured. Thus, the question one has to ask is: Why aren’t our beloved pets benefiting from pet medical insurance?

You certainly want what is best for your pet, and in choosing pet medical insurance you should research pet insurance policies to determine what is covered and what isn’t. In this way, you can find the best comprehensive coverage available.