Marc Hart - Articles

Health Savings Account Fundamentals - Asking for Cash Discounts!
You must know and understand how your new HSA works so you can receive every benefit provided. Notify your health care provider before your visit of your intention to pay cash at the time of service and inform him/her that you don't have direct health insurance. Then ask for their cash discount policy. Simply ask what his/her cash service fees are in comparison to his regular fees. This applies to your dentist, doctor, chiropractor, you name it. Read
By: Marc Hart | 20/06/2008 | Insurance

How to Lower Your California Health Insurance Premiums
Health insurance premiums are at a all time high they are going up at a rate of nearly 15 percent each year. So there has to be away to keep your premiums at a level that is affordable I am going to explain to you how. California has 7 companies that compete for your business and as of the date of this publication there are a lot of new plans out there that are saving people 30 to 50 percent off their health insurance premiums each month I am going to give you some tips on how to do that today. Read
By: Marc Hart | 20/06/2008 | Insurance

Health Savings Account Fundamentals: How Does an Hsa Lower Costs?
Moving to a high deductible health plan that is HSA compatible will generally lower health insurance premiums usually anywhere from 30 to 50%. Interestingly, most of the time the high deductible plan (HDHP) will save enough premium dollars to cover the increased exposure. In fact, it is rare when a high deductible health plan does not offer less out-of-pocket cost overall (premium expenses plus out-of-pocket risk). Read
By: Marc Hart | 30/05/2008 | Insurance