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Mark Lauterwein is a UK based writer. He is currently writing articles on a variety of subjects.
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 Gap Year: Over the Hills and Far AwayA gap year is not only an adventure to enjoy for the moment, it is also the stuff of future memory. Many who have taken time out from their day-to-day routine to gather new experiences abroad recall their adventures as the best months of their lives. And the profile of those opting to do something like this is changing: increasingly it is the older traveller who chooses to take a sabbatical. Debt Management: Beat Debt? No Sweat!So much in debt, you’re running out of bread? Now’s the time to use your loaf! Debt: Bad Debt RisingPeople in debt get upset. Not planning for this can be a cause of regret. Edinburgh Hotels: Auld Reekie Comes Up RosesHistorically Edinburgh was once the capital of a British kingdom that served as a buffer state against the Pictish people north of Stirling. Solicitors: Clients Value Good Service Above AllA couple of years ago Which? investigated the quality of service offered by solicitors to their clients in England and Wales. The results were dispiriting, to say the least. Electricity Bills: the Bill ExplainedUtility bills contain a lot of information and the format is not always as clear as it might be. Credit Cards: Guidelines for Credit ConsumersWhen credit card users want to apply for a new card it is best not to approach several providers individually. Compare Gas Prices: British Gas Raises PricesIn the first quarter of 2008 British Gas, the major gas supplier in the UK, increased prices to the tune of 15%. Remortgage: Homeowners Should Allow Themselves Time to RemortgageDue to the international monetary crisis, property owners look set to experience difficulties in sorting out a new deal when their existing fixed rate loans expire in the near future. Offset Mortgages: a Brief IntroductionThe principle behind the offset mortgage is simple. Interest payments on savings contribute to reducing, or offsetting, the amount owing. Seven years ago there were only a handful of providers but the idea has taken root and there are now more than 40. Market analysts anticipate a further increase in the coming years.
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