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360 Financial Services provides a complete range of finance products from Australia's major lenders and specialist financiers and at rates that beat the banks. 360 Financial Services can source finance for cars, motor bikes, caravans or boats, trucks, buses, heavy machinery or plant and equipment and any situation including defaults, ex-bankrupts, no deposit, current arrears and self employed individuals. 360 Financial Services can also source a car according to customer requirements using their free car-finder service. They also offer a free credit check service. For more information visit 360 FInancial Services
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![]() How car leasing worksCar leasing is a popular alternative to borrowing to purchase a business car, but car leasing can be a great alternative for individuals too. Whether you want to purchase a car or just rent one for a while, car leasing could be the answer. ![]() FAQs – Chattel MortgageA chattel mortgage is a popular form of car financing that allows the borrower to take ownership of the car at the commencement of the chattel mortgage. A chattel mortgage is sometimes referred to as a goods mortgage. ![]() The how and where of getting a bad credit loanThere are lots of reasons why you might have a bad credit rating. Whether you fell on hard times in the past, had a flatmate who forgot to pay the bills or you were once bankrupt, you are likely to have a bad credit rating but that doesn’t mean you have to miss out on getting a loan. You could be eligible for a bad credit loan. ![]() How to use car loan calculators to work out what you can affordFor most people, their car is the first large purchase they make in their lives. It is often the second largest purchase in a lifetime, second only to a home. So saving for it may seem daunting or even unattainable. ![]() Self employed car finance made easyAre you successfully self-employed but having trouble getting car finance? Banks and other lenders can be difficult when it comes to self-employed car finance, making you jump through hoops before knocking you back. ![]() The win-win of a salary sacrifice carThere are lots of benefits when you salary sacrifice a car. A salary sacrifice car means all the lease payments and running costs are paid from your pre-tax salary. A salary sacrifice car arrangement with your employer may even reduce your taxable income resulting in a bigger tax refund. A further benefit of a salary sacrifice car is that the running costs of your salary sacrifice car are paid excluding GST.
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