Michael Challiner

You can write your own will by buying a will form from a stationery store. You can then set about making out the will. It's possible to buy a "kit" and this comes with the form and some guidance. We would never advise anyone to rely on a "d-i-y" will...

When the sun is shining and the kiddies have the paddling pool out, winter storms are a long way from most people's thoughts. Not just winter, either, as the August storms of just a few years ago caused absolute havoc. Maybe it's time to turn your thoughts to some property...

House prices rose dramatically in recent years. It's also true to say that things have calmed down a little now, but we have some worryingly high unemployment figures, which balance this. The result of these factors explains why an increasingly growing number of people are not getting into the housing...

Failure to leave a will can cause all sorts of problems for those you leave behind. It ensures that your wishes will be carried out and avoid any doubt about who gets what. It's all too easy to think about writing a will and in fact give it a lot...

The system in the United states for health insurance works fine, so long as you stay fit and healthy. It is only those who need health care who have the problems! However bad the health system might look on paper - Americans pay double what people in other wealthy countries...

Most professional advisers would advise their clients that the basis of insurance for families should be the various forms of protection. Just think of the things that could go awry - accidents and illnesses do, unfortunately, happen when we least expect it. Early death, critical illnesses, accidents or cover for...

Life insurance isn't just for the breadwinner; it's a very necessary product for parents who care for their children on a full time basis. Can you even begin to think of how your children would be cared for if you were no longer around to look after them? It's not...

Pets are great stress-busters and well over half of UK pet owners say that their pets help them to relax, with many more saying that their pet helps them to cope when things are not going so well. A recent survey shows that over eight out of ten pet owners...

If you or your family has been unfortunate enough to have suffered from flood or storm damage to your home, you'll know just how much heartbreak it can cause. Fallen trees ripped up hedges and battered fences can make the outside of your home look like a disaster area. If...

We're all aware of the terrific damage storms have caused in recent years, but despite all the suffering they cause, we all tend to forget about it when the sun's shining and the birds are singing. That's a shame really, as it's just at that time when you could get...