Michael Challiner

It seems that the highest risk of being burgled is when you're a student. If your youngster is leaving for college life, here are some pointers to help them stay secure. At one time your son or daughter went off to university weighed down by their books. Apart from the...

You can write your own will by buying a will form from a stationery store. You can then set about making out the will. It's possible to buy a "kit" and this comes with the form and some guidance. We would never advise anyone to rely on a "d-i-y" will...

When the sun is shining and the kiddies have the paddling pool out, winter storms are a long way from most people's thoughts. Not just winter, either, as the August storms of just a few years ago caused absolute havoc. Maybe it's time to turn your thoughts to some property...

Some-one said you're never more than a certain distance away from a rat. I can't remember what the distance was, or who actually said it, but I certainly don't like to think about it. Where ever you live, you can have trouble with pests and these infestations are becoming more...

The cost of private health insurance varies widely, according to the plan chosen. From simple cash plans, which mean routine health check ups are covered, through to fully comprehensive care, it's all there - at a price. Simple cash plans are easy to understand and they offer the cheapest cover. They...

How are you fixed for life insurance - do you have enough? The answers probably no, as there's evidence that there's a very big shortfall between the amount we have - and what we really need. So even if you're fairly up to date with your requirements, you'll probably need...

House prices rose dramatically in recent years. It's also true to say that things have calmed down a little now, but we have some worryingly high unemployment figures, which balance this. The result of these factors explains why an increasingly growing number of people are not getting into the housing...

Most insurance companies offer whole of life policies. These are policies which give you a guarantee that the sum assured on the death of an insured person will be paid in full to your beneficiaries. As whole of life cover is designed to carry through to the end of the insured...

Failure to leave a will can cause all sorts of problems for those you leave behind. It ensures that your wishes will be carried out and avoid any doubt about who gets what. It's all too easy to think about writing a will and in fact give it a lot...

People generally accept that they need life insurance once they have a mortgage and responsibilities. Obviously it makes sense to cover the amount that you would owe on your mortgage on your death, so you need cover for the length of your mortgage, but have you thought this through? It's all...

The term APR is commonly used in financial advertising but what does APR and its lesser-used cousins AER and EAR mean? AR. This article sheds some light.

Don't assume that Travel Insurance for a holiday in the UK is a waste of time. It can make sense - but buy online for a bargain.

If you going on holiday abroad you'll need travel insurance. But if you're over 65 you're find the cost extortionate. This article points out why, indicates likely costs and tells you some of the small print to look out for.

Getting caught speeding by a speed camera will cause your car insurance premiums to rocket, as this article explains.

Two million Muslims in the UK face an ethical dilemma if they want a mortgage or a loan. Conventional mortgages and loans all require the payment of interest and "riba" as interest is called under Islamic law, is forbidden by the Koran.

If you're looking for Medical Insurance you must read this article. It's important to appreciate what will and won't be insured. Do your homework now and understand the pitfalls - it will help you choose the right policy.

Life Insurance and Life Assurance are different. Most people assume they are one and the same product and their online searches reflect this. What are the differences and what are they used for?

It is law in this country, as specified by the Road Traffic Act, that all road users are covered by a certain minimum level of insurance. If there is an incident involving you, another person if they were driving your vehicle or the registered owner of the vehicle, third party...

Pet insurance won't cover your pet for elective or routine treatments so what does it insure, what sorts of plan are available and what do they cost? This article is an informative read before you buy!

The property market is in good shape. Prices continue to rise and sold signs are popping up like mushrooms. This is all wonderful news and we're all going to be property-rich. Spare a thought for the first time buyer! Gaining that elusive first step on the ladder must seem in...

Insurance companies now want the right to ask women applying for cover whether they have been tested for the gene mutations that predispose them to developing cancers.

An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car.

The term APR is commonly used in financial advertising but what does APR and its lesser-used cousins AER and EAR mean? AR. This article sheds some light.

Payment Protection Insurance (PPI) pays your loan or credit card interest if you aren't able to keep up the repayments yourself, say if you've been made redundant or can't work due to illness or for whatever reason. You'd think that sounds like a very good thing. Peace of mind that...

For a long time now, one of the most attractive "perks" in job advertisements has been "private sickness insurance". For those who start employment with a firm that offers this, it's an appreciable benefit. When it extends to the family too, it can offer a great deal of peace of...

If you suddenly fall ill or have an accident, you're nearest and dearest will not hesitate to take you to the doctor or to your local hospital where you will be treated for free. If you have medical insurance you might end up in a very nice hospital where there...

How are you fixed for life insurance - do you have enough? The answers probably no, as there's evidence that there's a very big shortfall between the amount we have - and what we really need. So even if you're fairly up to date with your requirements, you'll probably need...

Keyman insurance is one of the most overlooked insurances for business - but also one of the most important. This article looks at the risks it can cover for Directors, Shareholders, partners and employees alike.

The Financial Services Authority (FSA) has been looking into the issue of Payment Protection Insurance (PPI) and the way that it is sold to people taking out loans in the UK.

The car insurance industry has got really competitive in the last few years, so prices haven't really changed much. There are now over 100 car insurers to choose from, so there are some very good deals out there for those who are prepared to shop around.