Mitch Reynolds, MBA
Total live articles: 36
Questions: 0
Answers: 2
President, Life Guard Insurance
Mitch Reynolds has been a a licensed life insurance advisor and manager since 2000. He started his career with Clarica Financial, which today is known as Sun Life. He worked in his home town of Saskatoon for two years as an advisor before moving to Toronto as a training manager. After four years in Toronto, Western Canada was calling him back, so he packed up the family and moved to Calgary to head up RBC Insurance’s Career Sales team in Southern Alberta as their Sales Director.
Most recently, Mitch was the Regional Manager for ATB Insurance Advisors Inc. Mitch has experience managing a large and diverse group of insurance sales professionals, and has been helping clients with their personal and business insurance planning. With over 10 years of industry experience, Mitch knows how to structure insurance solutions for everyone, from basic family needs to advanced corporately owned insurance products.
If you would like to contact Mitch directly, please send him an email below or phone him:
mreynolds@lifeguardinsurance.ca
Office (403) 262-7715
Cell (403) 680-7730
Recent Activity
What is critical illness insurance? Many people have heard about this new type of personal insurance protection but the majority of Canadians still do not own a critical illness insurance policy. Yes, this type of insurance is a bit more expensive than life insurance, however the potential of claiming is much higher and the protection it provides your finances and ongoing lifestyle are huge. Read more about what is critical illness insurance, how it works, and how it might benefit you.
What is whole life insurance? Many people don't know the difference between the types of life insurance they can get, let alone the definition and structure of how a whole life insurance policy works. Learn about the guarantees and safety inside a whole life insurance plan, the dividend payouts and you options for how to use the dividends and much more. Everything you ever need to know about whole life insurance.
What is universal life insurance? A permanent life insurance policy that offers lifetime insurance protection and a self directed, tax advantaged investment account. Learn how a universal life insurance policy might be structured for tax deferred investing, wealth creation for your estate and various ways to pay the cost of insurance on the death benefit. It is very complicated but can work well if set up properly.
What is Term Insurance? Term Life Insurance or Term Insurance is the lowest cost way of getting pure risk protection for a certain number of years, like 10, 20 or 30 years. Term Insurance should be guaranteed renewable so it doesn't automatically cancel at the end of the term. Price for term insurance increases over time, so proper planning is important.
What is Life Insurance? Even though most people understand the basic concept of life insurance, this "what is" article gives a much clearer definition of life insurance, how a contract works, the purpose of life insurance in your financial plans, and the exclusions where you might not get your benefit paid out.
What is insurance? Understanding the basic concept of insurance, how it is priced, applied for, etc. Insurance is the hedging of risk from one person or business to an insurance company in exchange for paying a premium. This is a good overview on how insurance works and how it can benefit you.
Manulife Synergy is the first new insurance idea in North America in over 20 years. This innovative new insurance policy combines term life insurance, critical illness insurance and disability insurance into one policy. You could save up to 40% over the cost of buying all policies separately. Designed for the average middle income Canadian, this new insurance plan is worth taking a look at.
When buying term life insurance be sure to look at the length of term you need and not just at the lowest cost price today. Far too often people are shopping for the best deal, but when their first term, say 10 years, runs out they are faced with a hefty price increase. You might save a lot of money today if you just plan for the term you need vs. the lowest immediate cost. Renewal rates are usually over 4 times the initial premium, which can quickly wipe out any cost savings you had early on.
In Alberta, Canada there is now a quick and easy online system to buy term life insurance on the internet. Life Guard Insurance and BMO Insurance have teamed up to offer you a way to shop for term life insurance and apply for the coverage that suits your needs and your budget. The quoting system and application form are all online at the Life Guard Insurance website. This is by far the easiest and quickest way to buy term life insurance in Alberta, Canada.
When comparing the Manulife Combined Term life insurance plan to the most competitive joint first-to-die life insurance plans in Canada, you can get a lot more value for only a few dollars more per month. The Manulife Combined term plan gives both people (like a husband and wife) full individual coverage with the best premium discount in Canada today. This makes their plan price competitive with a joint life insurance policy, but with double the insurance coverage.
