Muma Mulenga
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PUBLICATIONS / RESEARCHES DONE (1) Neo- classical Economic policies in Third World Countries (Academic)1995; (2) Production and Marketing of maize over the Period of 1964 and post 1991 pricing and Marketing Policies in Zambia. (Academic),1995 (3) The impact of Foreign Direct Investment onTechnology Transfer to Less Developed Countries (Partial fulfilment for the award of B.A Degree),1996; (4) The viability of Chilanga Cement Company (PLC) following its Privatisation (Partial Fulfilment for the awardof B.A Degree),1996; (5) Streamlining of hurdles in the Non Traditional export sector in Zambia (Professional: Moses Banda & Company),1997; (6)Correlation of USA and Soviet Military expenditures during cold war(M.A Econometric Project),1998; (7) Are there genuine Economic reasons for Economic liberalisation; the case of Zambia (M.A Dissertation, University of Kent) 1998; (9) The State of Science and Technology Capacity in Zambia(Study conducted for Africa Technology Policy Studies- ATPS);2000.
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1.0 ABSTRACT This paper discusses the role of financial inclusion in the reduction of poverty and outlines the vision of any country which wishes to reduce poverty using financial inclusiont. It first examines changing views about poverty and the design of poverty alleviation programs, both in Zambia and the developing countries at large. It claims that financial services can play a role in financial inclusion by incorporating the poor in processes of economic growth.
