Nick Riviera

Shared equity mortgages are designed to lower the early costs of a house purchase by reducing the initial mortgage. First-time buyers and key workers in particular can benefit from the scheme, which Yorkshire Building Society has embraced.

Charity Citizens Advice has criticised the lending activities of mortgage brokers and lenders, saying they are prompting a sub-prime crisis in the UK. The Council of Mortgage Lenders refuted the claims.

Buying a house in Edinburgh is just like everywhere else, except that it has just been voted the best place to live in the UK. Prices are rising, but are still below the UK average.

Getting a 100% mortgage means not having to find a deposit, but there are strings attached. There are also potential problems with negative equity if house prices go down.

There is a wide variation of property prices across Greater Lonodn, all of which have seen good rises in the last year. A mortgage broker will help a client find the best deal.

Some mortgage types are based on the swap rate and others are based on the Libor rate, and these have been going in different directions recently

Getting a mortgage after divorce can be stressful, but lenders can help

The article looks at the role of the mortgage broker, why their quotes are better than online quotes, and why they are useful to people looking for a mortgage.