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Home Page  Peter Carville |
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Writing has been a passion of mine since from an early age. The interest stemmed from seeing my mother write for numerous papers in the UK.
I also take a keen interest in sport and keeping fit, playing for my local cricket and squash club. Having settled down with a family of 5 I am now the happiest i've ever been and the love for my job supplements this. Sort By: Date | Popularity
 Credit cards for people who have poor credit rating (UK only)Many people across the UK have a poor credit rating, particularly in the wake of the global financial crisis – and unfortunately, this can be a significant hindrance when it comes to applying for credit. Tips to Reduce your Irish Credit Card Costs>The main tip to reducing your Irish credit card costs is to pay them off every month. But in real life, that's not always possible. Emergencies come up, and you need time to pay off your expenses. But if you can't pay off your entire balance every month, the next best thing you can do to keep expenses down is to pay as much as you can, and pay on time. Irish Credit CardsDuring the boom days when everyone assumed that housing prices would continue to rise ad infinitum, Ireland was wedded to their credit cards. There was always more credit on tap. Buying and selling property was the kind of thing you would feel left out if you weren't doing. The consumer's mindset was largely "Buy now, pay later," and unfortunately, the "Rip Off Ireland" concept was largely tolerated by consumers. But something happened on the way to the credit crunch. Where Should I Get a Visa Credit Card?There are dozens if not hundreds of choices for where you can get a Visa credit card. For many people, the best place to start is at a local bank or credit union. You would be surprised how favorable some of the terms are on Visa credit cards issued by small, "hometown" banks and credit unions. If you have decent credit, you can often get a cash back rewards card with an APR of less than 10%. How to get Rid of your Irish Credit Card DebtThere's nothing unique about Irish credit card debt compared to credit card debt elsewhere in the world. It is true that Ireland has suffered more than other countries in the worldwide recession, but even with a new economic reality, getting rid of Irish credit card debt is similar to getting rid of any other debt: it is a matter of commitment and hard work. Why I Need a Business Visa Credit CardIf you have a small business that relies on non-capital assets (such as services), then you will have a hard time getting traditional bank funding for your business. That is one of the top reasons that new small business owners obtain credit cards. The advantages can be tremendous when cash flow is slow and you need to pay bills. How to Get a Credit Card in Ireland with Bad CreditBad credit can happen to anyone, and once you've accepted your responsibilities for resolving it, you need a chance to start over and build better credit history. But how do you build good credit if nobody will give you credit? How Long Should a Business Keep Credit Card ReceiptsOne thing you may have wondered about if your small business has recently been set up to accept credit cards is how long you should keep the receipts. There is some confusion about this, with some sources saying they need to be kept for several years. How to Apply for a Visa Credit CardApplying for a Visa credit card is easy compared to choosing which one to apply for. If you belong to a bank or credit union and have a fairly long history there, ask if they have Visa cards you can apply for. Credit unions generally have good reputations for offering credit cards with very reasonable interest rates. If your bank or credit union offers Visa cards, you can usually apply online, or you can ask for a paper application to complete and send in. How to Avoid Credit Card Fraud in IrelandCredit card fraud is a worldwide problem, and the poor economy has made it even more of a problem. It is vital that you protect yourself from credit card fraud, and there are a number of steps you can take to do so.
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