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Peter T. Roach - Articles Peter T. Roach is a New York collection lawyer, who enforces creditors' rights throughout the state of New York. To receive expert advice on collecting debt, visit http://www.roachlawfirm.com or call Peter T. Roach & Associates, P.C. at 1-800-824-0284.
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 Selling a Long Island Home (Yourself or With a Broker)This article provides advice on how to sell a house on Long Island, though the principles are the same for most locations. When you've decided you want to sell your house the main decision you have to make is whether or not you want to use a Real Estate Broker to help you sell How to Close on a House in Long IslandBuying or selling a house -- in Long Island, as well as other places -- often takes longer than you expect. Here's why: After the buyer and seller agree on a price, there are still many more steps that occur before closing. While a buyer will have pre-approval for a maximum loan amount from a bank, the buyer will now have to contact the bank in order to draw up documents relating to the specific loan amount that the buyer will need for this transaction. Long Island Mortgage Modication vs. Mortgage RefinanceAs a Long Island homeowner, there's an important distinction you must be aware of: mortgage refinance versus loan modification. A mortgage refinance option is available for homeowners who are current on their mortgage, but want to take advantage of the new, lower market rates on mortgages. Hiring Long Island Real Estate AttorneysThe most obvious reason for hiring a real estate attorney when you already have a real estate agent/broker is that the latter is not an attorney! Not only can a real estate attorney interpret the considerable amount of perplexing legal documents that have been thrust into a buyer's or seller's hands at closing, but an attorney is also the only one who has the strictest duty of loyalty to your interests and no one else's. Why Hire a Long Island Real Estate LawyerThe risk of not hiring an experienced Long Island real estate attorney can cost a buyer/seller thousands if not tens of thousands of dollars. Since the purchase or sale of your home may well be your most significant financial transaction, you should not be penny wise, pound foolish. 3 Easy Steps to Buy a House on Long Island"This article explains the 3 simple steps to buying a house on Long Island: 1) Do your own research on the Process of Buying a Home; 2) Contact a Real Estate Broker; 3) Contact a Real Estate Attorney.
" How Do I Collect Debt in New York? 3 Tips for SuccessThis article reveals 3 tips to successfully collecting debt in New York. If you follow these 3 simple tips, you'll stand a much better chance of collecting your debt. Understanding The Fair Debt Collection Practices Act (FDCPA)"In 1977, Congress enacted The Fair Debt Collection Practices Act (FDCPA). FDCPA was passed in order to: 1) outlaw abusive, deceptive and unfair debt collection practices, 2) make sure that debt collectors who aren't using abusive debt collection practices are not disadvantaged as a result of their following the law, and 3) create minimum guidelines that all states must follow.
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