| Home Page |
|||||
|
Carl Hampton is the best selling Author of "From Credit Despair To Credit Millionaire" http://www.CarlHampton.com http://www.fcdtcm.com Sort By: Date | Popularity
![]() Foreclosing on Mental HealthSocial Service Hotlines report a major surge in phone calls from emotionally distraught homeowners. The prevalent issue appears to stem from the housing crisis.
Psychologists state that the real estate meltdown is creating a wide range of emotional behavior.
Mental Health Groups, such as the American Psychological Association, say that problems such... ![]() Debt Collection Protection - You Have RightsThe Council of Better Business Bureaus says that complaints against debt collectors, after plunging in 2005, are rising again. They surged 20% in 2006, and 26% in 2007.
Even the Federal Trade Commission says that they have seen a steady rise in debt collector complaints, and they receive the majority of... ![]() Has Sub-prime Had Its Time?The sub-prime crisis has had a rippling effect on the worldwide economy posing critical challenges for Governments, Businesses, and Investors.
The United States Banks and Trading Houses re-packaged sub-prime debts into attractive-looking securities and/or investment vehicles, which were then picked up in European and Asian markets by Traders and Banks.
Sub-prime basically... ![]() Prescription For SuccessFast Forward: 2019; the hospital insurance fund is projected to run out of funds. 2041; the Social Security Trust Fund will run dry.
The hospital insurance funds of Medicare (Government health care program) are currently paying out more than it takes in.
It is projected that Medicare's payments for doctors and prescription... ![]() A Longer LifeThe twentieth century saw a rapid rise in life expectancy due to improvements in public health, nutrition and medicine. According to newly released government figures, the life expectancy for Americans is approximately 78 years; the longest in U.S. history.
The improvement in life expectancy is partly due to a decline in... ![]() Low Interest Rate CourageApproximately 2 million homeowners, a majority being in minority neighborhoods, are at risk of losing their homes, either through default or by foreclosure.
The housing bubble encouraged homeowners to apply for Adjustable Rate Mortgages (ARM's). New homeowners were able to purchase "zero dollar down" properties, whilst existing homeowners re-financed, either to... ![]() A Piece Of The PuzzleMost people consider "achieving wealth" as a mystery. It is thought that the management of money requires a particular talent that most of us feel was left out of our genetic make-up! We believe that it takes a certain type of person; an expert in number-crunching, or someone who has... ![]() When A Dream Becomes A NightmareA good education leads to a great-paying career; job security affords the dream of owning your own home becoming a reality. Sounds good, doesn't it?
Once upon a time, that was more than likely an achievable dream. These days, however, with housing costs devouring about 70% of an individual's gross income,... ![]() How Much Fun Is There Really In A Tax Refund ?For most taxpayers, refunds are what the tax system is all about. And, for 80% of the population the obsession with the annual refund causes bizarre behavior, from anxiety to slight dishonesty; even routinely having more tax than necessary taken out of our paycheck. What rational person overpays... ![]() Plan For A Life Of Entitled LeisureThe transitions from employment to retirement can seem daunting; exposing many personal, social, domestic and financial uncertainties.
As a social institution, retirement implies the regulation of older workers' withdrawal from the work force. As an experience, it refers to a multitude of life changes brought about by the decision to...
|
|||||
|
Article Categories
|
|
||||
|
|
|||||