Ray Tolley - Articles

For information on practical home ownership preparation ideas, please visit www.home-ownership-preparation.com, a popular site providing great insights concerning home inspection tools, FHA mortgage rates, stop foreclosure sale info, and many more.

Home Equity Can Equal Cash: Understanding Home Equity Loans

While cash-strapped homeowners sometimes struggle to make ends meet, our real estate has seemingly morphed into the local bank. We can tap into our home equity for everything from cars to vacations to college funds. Though tapping into your home's value is one of the smartest ways to borrow money,... Read

By: Ray Tolley | 23/09/2008 | Finance

Home Equity Loans Versus HELOCS and a Personal Loan

In this article, we'll cover the benefits and disadvantages of home equity loans, home equity lines of credit (HELOCs) and personal loans. Whether you're looking for funds to finance a major expense or simply pay down consumer debt, this article can help you decide what type of financing is best... Read

By: Ray Tolley | 28/07/2008 | Finance