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![]() Rene Luis - ArticlesThe son of Cuban immigrants, Rene Luis was born in Puerto Rico in 1965. The oldest of seven children, he moved to Miami, Florida along with his family in 1974.
From an early age, Rene’s intellectual curiosity was apparent. As a child, Rene was always looking for answers to difficult questions. At the age of six, his father gave him a magnet set that he spent countless hours with, creating magnet-powered toy cars. Although life took him in a different direction, his desire as a child was always to be a scientist. Early in college, Rene began creating small businesses out of his ideas, one of which was a manufacturing company for products that he himself invented, designed, and marketed. One such product was a shoe gadget that he marketed to children and athletes. An accounting major in college, the business was so successful that he considered leaving school and concentrating full-time on the company. After much thought, he decided to continue his education, rationalizing that his inventions would way until he finished college with a Bachelors in Accounting. With a father and grandfather that both studied economics and accounting, Rene redevoted himself to his studies, and took great pride in his work. Although he decided to focus on his university career, the entrepreneurial bug apparent since childhood would serve him well later in life. Once out of college, Rene went to work with a small accounting firm that specialized in forensic accounting. Formed by the previous partners of some of the biggest accounting firms in the country, Rene had the opportunity to work and learn from seasoned veterans, an experience he found at once challenging and rewarding. After 4 years, Rene left to pursue new challenges at a larger accounting firm. It was there that he began to consult in healthcare and became immersed in researching the industry and gaining the knowledge that would later serve him at VitalOne. As he researched health insurance and the industry, he became interested in how coverage reaches some, and fails to reach others. He worked to understand why insurance is needed and became a strong believer that consumers could be savvier about their healthcare if they approached it as they do every other industry. Fair market value is a common consideration in most industries, it should be no different when shopping for health insurance. During that time, he also began to see how difficult it was for individuals and families to find affordable health insurance on their own. Whereas this type of information was readily available to businesses and corporations, it was not available to the individual and family. The time and effort weren’t invested to service this demographic. This, he thought, was not a problem, but an opportunity. That is why VitalOne Health was created, to help consumers navigate the transition that is currently taking place from employer-based health coverage to individual coverage. At VitalOne Health, Rene’s sole passion is to provide healthcare for everyone. Through education and consultation, VitalOne’s focus is to help consumers attain the health insurance coverage that is right for them. Rene has now been working in health care for over fifteen years. His intention in forming VitalOne was to be able to better serve a growing market of individuals and families that have truly been underserved until now. According to Rene, “Our opportunity is to better serve you honestly and effectively. Ultimately, we believe that the role of a health insurance agent will be ever more important in the future. Yet, with all of the technology and product offerings that we present, we must first earn each and every member’s trust and confidence.” View Rene’s blog entries. The Slow Transition Over Into SocialismThe foundations of America are on competition and progress. Does Healthcare reform signify the gradual change of America from a Democracy to a Socialist nation? Does Health Insurance signify the beginning of this type of slow change? Healthcare Services: Why is our role as consumer being denied?Healthcare services charge consumers for services that they cannot easily understand, and are not expected to. Why is it that healthcare, although it is commercialized, is not treated as such when it comes to billing? We have a right to make decisions based on cost and services rendered. 3 Major Things to Consider when Deciding what Health Insurance Carrier is Right for MeA discussion about the 3 major factors to take into consideration when choosing a Health Insurance Carrier. Understanding our role as a consumer and what is best for us in the long run. A Consumer’s Guide to Getting and Keeping Health InsuranceA guide meant for consumers considering to purchase or renew their health insurance plans. A few tips and tricks go a long way toward saving money and ensuring proper coverage. Navigating Through the Complex Health Insurance MazeHealth Insurance is seen as a complex maze by the consumers. A few key points can clarify much of it and make it seem less daunting. Are You Better Off With A PPO Health Insurance Plan?A discussion on the advantages and disadvantages of PPO – Preferred Provider Organization health insurance plans. Are You Mr. Lead? Don’t Be; Talk To Me about Your Health InsuranceMr. Lead fills out Health Insurance applications online and ends up getting sold to the highest bidder, licensed or not. How can you prevent becoming Mr. Lead? Dissecting the Uninsured Hispanics PhenomenonA discussion on the lack of Health Insurance among Hispanic Americans by a Hispanic American working in the Healthcare and Health Insurance industry. What needs to be and can be done?
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