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Reno Charlton, award-winning writer, shares her financial expertise as a contributing columnist for www.credit-card-comparison-online.co.uk and www.personal-loan-comparison-online.co.uk.
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![]() Budgeting is vital to repay credit card debtWith credit card defaults having increased as a result of the financial crisis and credit crunch, and with some experts predicting that defaults could rise further, industry officials have reiterated the importance of ensuring that you budget property to make sure that you can cope with and repay your credit card debt. ![]() Don't spend your lifetime paying off a credit card billMaking minimum repayments on a credit card debt can be a risky business at the best of times, and cardholders that do this tend to be hit hard in terms of interest and run a higher risk of exceeding their credit limits. However, some lenders have been reducing the minimum repayment for cardholders, and whilst this may seem like a good thing it actually means that you could spend your lifetime paying off your credit card debt. ![]() Nobody Benefiting from Advertised Broadband Speeds in UKWhilst many broadband providers in the UK may try and tempt customers by offering high headline speeds with their broadband packages, it has been revealed that in actual fact no consumers in the UK are receiving the broadband speeds being advertised by their providers, with most consumers getting nowhere near the advertised speeds from their providers. ![]() Watch out for rising number of credit cards with annual feesWith credit card firms finding a range of different ways to try and recoup financial losses consumers may want to keep their eyes peeled for a variety of credit cards that may start charging annual or monthly fees to cardholders. One credit card provider has already launched a card with a monthly charge, and many industry officials feel that this could be the start of a trend that many other credit card providers will follow. ![]() Do you need faster broadband?We all want to achieve the best speeds possible when it comes to our broadband connection, as slower speeds can cause frustration and inconvenience to say the very least. Whilst the general rule of thumb is that the faster your speed the more you will have to pay it is important to remember that there are also other things that can affect the speed of your broadband. ![]() Credit card industry could face wide ranging bansThe credit card industry has faced a lot of controversy over recent years for a variety of reasons, and has been accused of treating its customers unfairly and charging too much in terms of fees, charges, and interest rates. It has recently been revealed that credit card companies could face wide ranging bans over the way that they operate, and this includes the banning of unsolicited credit card cheques, which has already been brought in. ![]() Which is the right broadband package for you?The wide range of broadband packages that are available from the variety of Internet Service Providers these days means that there is something to suit all needs, but it is important to bear in mind that the needs of different individuals will vary based on what they intend to use their internet connection for. ![]() Help is at hand for those taking their credit cards abroadTaking your credit card abroad when you are on holiday can offer true convenience and ease, but there are also risks involved ranging from spiralling costs to the possibility of fraud, which is why many people these days are nervous about taking their credit cards abroad. However, a guide that was recently released by the payment clearance agency, APACS, and the travel association, ABTA, offers clear guidance and advice for consumers. ![]() Struggling credit card holders need to get adviceOver the past couple of years many of us have turned to our credit cards to get us through the difficult financial climate, and this has led to a lot of cardholders sinking deeper and deeper into credit card debt. A debt charity has recently stated that those who are now struggling with their credit card debt should seek advice as quickly as possible to ensure that the situation does not get out of hand. ![]() How to choose a broadband providerThe vast choice of Internet Service Providers that now offer low cost broadband deals is great news for consumers, as it means more choice and value for money. However, it is important to ensure that you know how to choose the right broadband provider, and also where to look to find a broadband provider that can cater for your needs.
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