Reno Charlton - Articles

Is a broadband bundle deal a good choice?
Those looking to sign up to broadband packages are often looking for the best prices and deals, and the cost of getting connected to broadband can be very low. However, there is a way in which you could get an even better deal on your broadband, and this is through opting for a broadband bundle deal, where you also get your landline service and television service in with the package as well. Read
By: Reno Charlton | 03/07/2009 | Communication

Eighteen percent barrier broken with credit card rates
As many people will already know the interest rates charged on credit cards have been soaring over the past couple of years, even though the Bank of England base rate has plummeted over the last seven months, taking it to an all time low level of just 0.5 percent. However, as the base interest rate has plunged average credit card interest rates have rockets, and it is now reported that credit card rates have now smashed through the eighteen percent barrier. Read
By: Reno Charlton | 03/07/2009 | Credit

Many credit cards made available to those on low wages
Whilst the news has been full of stories about how difficult it can be to get hold of a credit card these days, a recent report has revealed that a large number of credit cards are being made available to those that are on quite low incomes, increasing the risk of credit card debt amongst those with low income. Read
By: Reno Charlton | 03/07/2009 | Credit

Why credit cards are the best option for shopping online
These days more and more of us tend to make a wide range of purchases online, buying everything from concert tickets and entertainment to purchasing flights, holidays, and more. Buying online provides us with convenience, ease, and speed, as well as plenty of choice, but in some cases can also come with risks. However, industry experts have said that using a credit card is usually the safest and most effective way of making purchases online, because they offer consumers additional security and peace of mind. Read
By: Reno Charlton | 22/06/2009 | Credit

Finding the best broadband deal for you
Many of us have become increasingly reliant on broadband over the years, both for business and pleasure, but in the current financial climate it is important to get the right broadband package without paying over the odds. There are a number of things that you need to look at when looking for the best broadband deal, so you should ensure that you also take other factors into consideration as well as the price of the package. Read
By: Reno Charlton | 15/06/2009 | Communication

Should you keep your credit card a secret from your partner?
These days it is not unusual for many borrowers in the UK to keep debts a secret from their partners, and this includes credit card debts. In fact, according to recently conducted research an alarming number of people in the UK are deciding to hide their credit card debts from their nearest and dearest. However, industry officials have warned that in the long run the decision to keep credit card and other debts a secret could end up causing a long term problem. Read
By: Reno Charlton | 15/06/2009 | Credit

Are credit card firms being fair?
Recent controversy over the charges and interest rates that credit card companies are charging has resulted in a lot of negative publicity for these companies, but it seems that despite government actions and calls from campaign groups credit card companies are still failing to act as fairly as they should when it comes to fees and charges for their customers. Read
By: Reno Charlton | 15/06/2009 | Credit

Don't save - pay off your credit card debt
Until recently it may have been tempting for many people to pay off their credit card balances gradually and try and put money aside into savings account each month, where is could earn interest. However, now that the base interest rate has plummeted to its lowest level in over three hundred years, whilst credit card interest rates remain high, many people should consider using any spare cash to clear this expensive debt rather than leave it festering in a savings account. Read
By: Reno Charlton | 29/04/2009 | Credit

Fee free transfer cards could prove an effective move
If you are still struggling to pay off your high interest credit card debt from the Christmas and New Year period, but you cannot afford the transfer fees that are being charged on most 0% balance transfer credit cards then an effective option could be to go for a fee-free low rate life of balance transfer. This could help you to save a small fortune on your credit card debt in terms of interest but will not man having to stump up costly transfer fees. Read
By: Reno Charlton | 06/04/2009 | Credit

Has your credit card limit been slashed?
It seems that just at the time when many of us are becoming more reliant on our credit cards due to the difficult financial climate many credit card providers have pulled the rug from under our feet by slashing credit limits for many of their customers. If your credit limit has been slashed and you are finding it difficult to manage with a far lower limit then it may be time to look at changing your credit card. Read
By: Reno Charlton | 06/04/2009 | Credit