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Ricardo Reeves - ArticlesHow Does Debt Affect My Credit Rating?Most people would think that the more debt they have, the worse their credit rating is. But, unfortunately, it‘s not that simple. How Will Recession Affect My Debt?The current economic recession has an effect on everything. From skyrocketing prices to families breaking apart due to financial burden, recession is everywhere. A really worrying impact of recession is on debt. How to Organise Your Debt to Make it Manageable?In the last twelve months, debt has increased by 10% and the debt figure has gone up to £1.15 trillion. Top 10 Ways to Save MoneyIn the present situation, when borrowing has become very expensive and people are not even able to pay off existing debt, it is very important to save money for the future instead of throwing it on unnecessary products and depending on debt for emergencies. What is Credit Rating and How is it Calculated?Your credit rating, or your credit score, is like a report card - only the subjects are your finances and your dog cannot just eat it up. It also tends to stick with you for a long time. Debt and Your HealthBeing in debt does not only pose financial stress but also a lot of mental stress. This is because when people are in debt, they think about it almost all the time. Indebted Before We Earn – a Sensible Guide to Student LifeFor many of us, attending university is a dream. While it may be difficult to take the long-term view, for the best possible post-graduate start it is important to get to grips with good debt management practice early to alleviate this financial burden. The Financial Crisis Deepens as Unemployment RisesThe current number of people unemployed in the U.K. stands at 1.79 million, increasing from 1.72 million in July 2008. The Unemployment rate stands now at 5.75%, the highest level of unemployment since in 1991 amidst the U.K.’s last economic recession during the premiership of John Major. From Boom to Bust – Making Your Property SafeIn 2006 the U.K. was enjoying an economic boom – our economic growth rate outstretching inflation by a strong margin - with further growth predicted. Suddenly, the boom has gone bust. Although banks and building societies have sharply reduced access to remortgages, this may still be an option. How to Beat Negative Interest - Surviving InflationAlthough inflation is worsening, we are still some way from a depression. There are options available to us all to minimise the effect that inflation has upon us.
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