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Richar MacGrueber - ArticlesI'm an author
How Do Multiple Checking Accounts Affect Fico?Many of us have more than one checking account with one or more financial institutions. For example, joint checking, business checking, personal checking and more. But can having numerous checking accounts affect your credit score? Understanding the Pros and Cons of High Approval LoansNeed cash fast? You can get a short-term loan with relative ease and little complication. High approval loans, sometimes called “Payday Loans” or “Cash Advance” loans, were developed and designed to help people with short term cash needs and emergencies. Getting approval for these loans are easy, but high approval may come with a high cost. The Basics of Personal Finance InvestingOverall, investing is a great way to build wealth or a ‘nest egg’ for your retirement. If you invest regular amounts of money on a consistent basis over a long period of time, you are more likely to be successful in reaching your financial goals. By knowing just a few investing basics, you can get started with a variety of income options. Money Management for the Single ParentEveryone has their own unique financial situation to deal with. It can be difficult to manage money, especially for those who are operating with limited funds. Single parents are in this category, as they are working with only one income and may or may not receive child support. Especially for single parents who are not receiving child support payments, managing money can be overwhelmingly challenging. Easy Ways to Protect Your Personal Finances From Further Economic ContractionWhile the economy has already certainly softened, there may be further economic contraction for American consumers to face. Increasing job losses, higher inflation rates, and the growing food and energy costs are making personal finance budgeting difficult for most American families to achieve. The variable interest rate of recent mortgages makes debt management critical, and the prospects for personal finance do not look bright for the next several years.
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