Ronnica Rothe - Articles

 (635)

Ronnica Rothe is a graduate with honors from the University of Oklahoma and a current student at Southeastern Baptist Theological Seminary. She works with Personal Financial Network (pfni.net) to help individuals get out of debt and reach their financial goals.

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Popularity
286

Missing Payments Can be More Costly Than You Think
Missing payments can be more costly than you think. Skipping a payment on your credit card will add late fees and penalties to your account, but there are longer term consequences to consider before you decide to skip writing that check or hitting “pay” on the website. Read
By: Ronnica Rothe | 02/07/2008 | Credit
Popularity
368

What is a Lien?
A lien is a legal claim over property that must be paid before selling the property the lien is on. Understanding liens is important when you make get a car loan, a mortgage, or do not pay your taxes or mechanic’s bills Read
By: Ronnica Rothe | 04/06/2008 | Loans
Popularity
230

What are Those Numbers on Your Credit Report?: High Credit and Credit Limit
There are several numbers reported on your credit score that may not be familiar to you. Two of these numbers are called “high credit” and “credit limit.” There are also important things to remember about these numbers and how the reflect on you and your credit worthiness. Read
By: Ronnica Rothe | 03/06/2008 | Credit
Popularity
237

Deferred Payments
If you are suffering from financial hardship, unable to make your loan payments, you may want to consider a loan deferment. Deferred payments are not given in every circumstance, but your situation may qualify you to receive special mercy from your lender. Read
By: Ronnica Rothe | 02/06/2008 | Loans
Popularity
222

Biblically-based Finances
For many who are Christians, it is important to order their finances based on principles found in the Bible. This is based on the belief that if something is important to you, it will impact every area of your life. The Bible specifically talks about finances as it relates to giving to God, giving to those in need, loving money, lending money, and taxes. Read
By: Ronnica Rothe | 21/05/2008 | Religion
Popularity
50

Identity Theft is All Too Common
Everyday you here stories on the news about different types of identity theft schemes. You may even think that you are too smart to fall for them. However, there are steps you should be taking to help you avoid identity theft and detect it if it happens. Read
By: Ronnica Rothe | 07/12/2007 | Credit
Popularity
78

Chase to End Universal Default Penalties
Chase has announced that they will be ending the universal default penalties on their credit cards as of March 2008. Citigroup has already announced they would end this practice earlier in the year. Read
By: Ronnica Rothe | 28/11/2007 | Credit
Popularity
60

Idaho Credit Counseling
At this time of year, credit problems often come to a head. Holiday shopping can burden already overused credit cards leading to growing balances that are getting out of hand. If you are in this position, seeking credit counseling can help you determine what credit help is available to you and what you may be able to do to get a handle on your credit card debt. Read
By: Ronnica Rothe | 20/11/2007 | Credit
Popularity
57

Benefits and Disadvantages of a Reverse Mortgage
If you are considering a reverse mortgage (also called a home equity conversion mortgage), there are several factors you should consider. There are both advantages and disadvantages to this type of mortgage which is certainly not meant for everyone. Read
By: Ronnica Rothe | 29/10/2007 | Mortgage
Popularity
50

Online Credit Counseling
Nowadays you can get anything on the Internet. If you are in credit card debt, you can seek all the credit help you need online. Read
By: Ronnica Rothe | 15/10/2007 | Debt Consolidation