Rony Walker

Divorce is no easy thing. Already trapped in emotional turmoil, you still have to be sane enough to deal with the legal and financial issues, especially if you have little children to take care of and a mortgaged house. Already thinking of relocating? A California refinance could be your ticket...

A 15-year loan term has many advantages, although it may appear to be expensive because of the higher monthly amortization. However, a shorter loan term assures you that you'll be free from this burden before or at the time of retirement and save thousands of dollars. Consider having your loan...

The experts agree that there are only four reasons to get a mortgage - to lower interest rates, to consolidate loans, to build equity, and to make home improvements. To the average Joe who is on the throes of a broken relationship, a California refinance is his salvation away from...

Falling interest rates are often the prelude to home owners rushing to avail of a refinance mortgage loan. Most of the time, there is not much thought given to the merits or financial implications of that idea. It is a very attractive option, much the same as an open flame...

Mortgage rates are amortized over a preferred loan term and depend on your qualifying annual income. To determine this, mortgage companies adopt ratios to evaluate your mortgage monthly payments of both principal and interest. Some companies offer some flexibility, but which one is best for you? Choosing the Right Mortgage There will...

They say you can do the inspection of the house yourself just fine. That is if you have the time, inclination, and the know-how. Having an appraisal guide may help, but will you be confident of your own efforts? Read on to find out what are the things you should...

As long as you have a stable job, earning $23,000 a year and have good credit history, you are eligible for home refinance opportunities. Know the advantages and disadvantages of another loan to get a better deal. Are you ready for a home refinance? People are better off using their homes as...

How do you obtain an excellent mortgage loan with bad credit? We hear this question being asked somewhat more often. And typically, the answer we obtain isn't the answer we like to hear. Indeed, we're aware that a negative credit rating does give us access to the great rates, but there are ways where we can work our way to a home loan deal which, in the long run, is not bad at all. Options such as no-money-down mortgage loans, home equity loan as well as second mortgage home equity loan, along with a few others are among the best

Blemishes and events we'd rather not remember have one thing in common: they can be wiped off. Whether the blemish is on your shirt, furniture, or credit history, it can be cleaned up. Clearly, a tarnished credit history should not prevent you from owning a house. Late payments, repossessions, write-offs,...

Your eyes slowly begin to close as you start to doze. You dream that you have escaped the stresses and worries of your office cum cubicle cum prison cell. Your business suit has been traded in for your new uniform: a swimsuit. There are no annoying cell phone ringtones playing,...