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Home Page  Ryan Patterson |
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Ryan Patterson is president of USInsuranceOnline.com, based in Austin, TX. He graduated in 2000 from the University of Texas with a combined business and computer science degree, and started US Insurance Online in May of 2005 with fellow entrepreneur Jim Waltrip.
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When Two Households Become One: Home Contents Insurance for Couples Approaching MarriageThe two of you are living together and engaged to be married. You've entered into the, "What's mine is yours and what's yours is mine" frame of mind. You've only been living together a few months in what used to be exclusively his apartment. So, iss any of your stuff insured under his home contents insurance policy? Do You Have Home Contents Insurance?Have you purchased adequate home contents insurance to protect your valuables against loss from fire, windstorm, lightning strike and theft? The way to be sure you've got sufficient home contents insurance is to make a detailed home inventory and keep it updated. Theft? Earthquake? Flood? Insurance for Homeowners: What Does it Cover?If you're a new homeowner, understanding your homeowners insurance policy is really important, but sometimes trying to figure out all of the policy's components - or whether you need additional coverages such as flood insurance - can get confusing. Remember that a standard homeowner's insurance policy includes four essential types of coverage. Cancellation or Non-renewal: it Pays to Know the Difference for Affordable Car InsuranceYou have auto insurance, but at some point down the road you may receive a notice that your auto insurance policy will become ineffective in X number of days (it varies from state to state). And, it's important to understand exactly why the policy is expiring because it means the difference between a mere inconvenience and payback for an event you can't seem to live down. Find out the difference between cancellation and non-renewal. Affordable Auto Insurance: What's Everyone Else Paying?All drivers want affordable auto insurance, but the average price drivers pay for insurance yearly varies greatly from state to state because of factors such as the stability of the economy and the state's population size. Check out the following information to find out how much insured drivers in your state are paying compared to other states. Divorce and Affordable Auto InsuranceDeciding who gets which car may be an obvious decision in a divorce, but careful consideration of how to take possession of an affordable auto insurance policy may be a little more difficult. While auto insurance regulations and collision coverage requirements vary by state, there are enough similarities to offer this quick checklist to make sure that you're covered. Choosing the Right Vehicle Means Saving on Car Insurance for a Young DriverIt's time for another "first" for your childthe first car, but you've heard the stories about how expensive premiums usually are for teen drivers. Learn how to find reasonably priced car insurance for a young driver. Affordable Auto Insurance With a Good Credit RatingMost people know they have a consumer credit score, but few realize there is a similar ranking used by auto and property insurance companies to rate a customer's potential liability and it is key to getting affordable auto insurance. Save Money: Affordable Auto InsuranceIf you're shopping for affordable auto insurance and looking to save money, there are many variables to consider. The price of auto insurance varies depending on the car you drive, your driving record, and the insurance company you choose. This guide has information to help you choose the best auto insurance policy for your goals. Changing Jobs: What About Cobra Health Insurance Benefits?If you work for a company that offers generous health insurance benefits, especially if your employer is not required to provide COBRA health insurance, it's apparent why you've delayed looking for a new job or ruled out working for yourself. Fear of parting with employer-sponsored health insurance is legitimate, given the steady decline in number of companies that offer it and the high cost of paying for coverage yourself.
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