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 Many consumers will see the Christmas pinch magnified this year as the UK continues its struggle to escape recessionWhile irresponsible lending through credit cards and other lending products contributed to the credit crunch, credit cards should not be ruled out as a tool for helping consumers to get by, as when used properly they can help to ease the pressure that comes with Christmas. Santander 'could bid for RBS' business banking assets'Santander may make a bid for Royal Bank of Scotland's business banking interests, it has been claimed. OFT urged to review state of Scottish business bankingThe Office of Fair Trading (OFT) is being urged to conduct a review into Scotland's business banking sector. RBS business banking faces shake-upSmall companies that hold business bank accounts with Royal Bank of Scotland (RBS) have been waiting to find out whether they will have their accounts moved elsewhere. Business banking to be offered by Tesco BankTesco has declined to bid for Northern Rock and instead is focusing on its own operations - which are to include business banking. Making the most of your savingsDuring uncertain economic times it has been suggested that the safest thing to do is to save up money and an effective way of doing this is to using fixed rate bonds. ID theft concerns unveiledID theft concerns unveiled A significant number of people are concerned about falling victim to identity theft, new research reveals. Credit card guidance issued ahead of postal strikeAhead of the nationwide postal strikes, Britons are urged to ensure they will not be hit with late payment fines for credit cards, utility bills and other financial commitments usually paid via mail. Aussies 'increasingly taking out credit cards'People are applying for credit cards and other borrowing products with greater frequency, new research shows. Lloyds Banking Group sells Halifax for £1Lloyds Banking Group has sold its Halifax estate agency business for just £1 to LSL Property Services. The group has said 1,050 employees will be transferred to LSL after the sale.
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