Sandro Azzopardi

Whilst the 1980's were about quality and the 1990's were all about globalisation, the 2000's are about velocity. Project management capabilities and the application of information management systems, allow enterprise teams to work in partnership in defining plans and managing take-to-market projects by synchronising team-oriented tasks, schedules, and resource allocations.

47% of the CEO's of the US's fastest growing companies believe that their most critical success factor is having flexible strategies to respond to accelerating business changes. Information Systems still tend to ignore this need for flexibility and at times are hard to scale and customise.

An integral part of the plan is financial in nature, but the strategic business should address marketing, human resources, ICT and all other resources needed to integrate and fuse the organizational efforts to achieve targets. Experience has shown that at times, a business plan needs to be radically changed after one year, to conform with the ever-changing and volatile business environment.

A learning organisation produces a flexible organisation where people will accept and adapt to new ideas and change through shared vision.

In Financial planning terms 50 is a pivotal age as it represents an excellent 'target date' by which you could judge if your financial priorities have been achieved or are on track to being achieved.

Predicting the stock market has always been a fascinating science. It can be done in different shapes and forms.