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 Whiplash not a Bogus InjuryWith accusations of a ‘compensation culture’ and ‘ambulance chasers’ being banded around liberally, people can often lose sight of the fact that whiplash injuries are a whole lot more serious than they are given credit for. Whiplash claims are often perceived to be the result of overactive imaginations by people who have suffered ‘just’ a small neck injury. To Claim or not to ClaimAfter suffering an injury because of an accident that is not your fault, instinct often tells us that we should seek redress immediately, and why not. However the road to battling an insurance company to get some kind of compensation all the way to the courtroom can often be a painful and disappointing venture. The litigation process can really eat up a lot of your time, money and effort. Therefore, it’s sometimes better to settle for less prior to trial than to go through the whole process and The Story Behind No Win No Fee and Defamation ClaimsThe recent controversy about Cherie Blair using a no win no fee firm for her libel case in the courts has highlighted what is perceived as the latest abuse of the system which was created to provide access to justice ten years ago. This article aims to highlight the relationship between no win no fee arrangements (otherwise known as conditional fee agreements) and defamation claims. The Nature of No-win-no-feeWith constant criticisms of the no-win-no-fee system prevalent in almost every news story associated with the scheme, this article aims to underline and explain the essential features and benefits that were originally aimed to help people gain easier access to justice. Despite accusations of the scheme being used for purposes for which it was not created, various incidental features of it were introduced for a good reason and still help many clients in the UK. The Advantage of No Win No FeeNo win no fee claims are an essential means of achieving access to justice. After an accident, no win no fee provides an easy way to litigate for compensation, thus keeping companies accountable as well as receive some mitigation for the negative circumstances that have been thrust on you. Taking the Initiative at WorkAll too often organisations only feel the need to take proactive intervention to reduce accidents at work when the fear of censure or criticism from the powers that be are looming. To that end, too many companies feel compelled to do something when the Health and Safety Executive (HSE) steps in to investigate. Streamlining the Claims ProcessIn light of the changes as to how personal injury claims should be handled, the widespread implications are not just to streamline the claims process as the Ministry of Justice envisages, but also to provide an incentive for insurers to make changes to systems, processes and organisational models in order to achieve high performance. Smoothening the Road to a ClaimAfter an accident, seeking legal redress often seems a necessary evil. Makin a personal injury claim is the natural step but the myriad of legal complications can often seem like a herculean task if you’re still trying to recover from the accident in question. There are ways to make the whole process as smooth as possible and ensure that getting reimbursed for the physical or psychological harm suffered is not as time consuming and costly as it seems. Personally Causing Injury to Insurance PremiumsThe number of personal injury claims has been going up steadily and so to the number of payouts, this in turn is leading to a rise in insurance premiums as the number people claiming compensation after being involved in an accident is rising. These are the findings of a new report which claims that personal injury claims will push the cost of insurance up by 28 per cent over the next five years. No-win-no-fee Must be SimplerNo-win-no fee arrangements were originally created to provide transparency and easier access for justice for claimants. Its primary aim was to play a central role in ensuring this access for genuine claims. For many consumers, it is the main way to right a perceived wrong and balance the scales of justice.
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