Scott Stadler

Sometimes the credit card companies make it really enticing to apply for a new credit card or accept that great balance transfer option by filling the mailbox with a daily barrage of pre-approved and pre-screened offers. But do you know the reasons why you should apply for a credit card online instead of by mail?

The chances are good that each and every one of us will lose or have our credit card stolen at least once in our lifetime. When talking about cash, this would be a lose-lose proposition every time. But fortunately, by law, credit cards come with built in protection in just such circumstances. When you know what to do if you lose your credit card, the whole thing is nothing more than a minor inconvenience. Here are the steps to take if the inevitable happens to you.

In a nutshell, a chargeback is the process followed by a credit card issuer that reverses a charge and credits the account holder that amount. This is ultimately a protection offered to credit card holders that is often seen as a benefit or perk to paying with a credit card versus cash.

Credit cards that reward their cardholders through air miles redeemable towards airline tickets are really popular today, especially among frequent travelers. Rewards can really add up quickly if use of the air miles credit card is maximized. Here are 8 quick tips to earning more credit card air miles that everyone can use...

Paying for gas with cash is a lot like throwing some of your money right out the window every single time you fill up. And with gasoline prices as high as they have been lately, it's even worse than ever. But there is good news - savvy consumers have been taking advantage of gas rewards credit cards to take a significant discount off of their gasoline costs each and every time they fuel up and you can too!

All too often, we hear stories about the nightmares of identity theft, fraudulent credit card use, and other serious crimes of cyberspace. While it would be irresponsible to dismiss these issues completely, sometimes the problems that can come with online shopping get more attention than they really deserve. By knowing just how to use your credit card online safely, you can eliminate most of the risk factors altogether.

Identity theft is all too common this day in age. It seems like the problem is growing to new extremes. As a major facet of identity theft, credit card fraud is also largely preventable by taking basic precautions and using good financial common sense. Read on for a few of the most effective ways to avoid credit card fraud completely.

Are you considering adding an additional card holder to your credit card account? It's a really easy process - usually just a quick and simple phone call or a few lines to fill in and submit on an online form. But before doing either, take some time to think about the decision first.

Tired of looking at that overwhelming credit card statement every month? If so, don’t surrender just yet! Sure, the figure on the bill might be rather daunting, but with some discipline and a winning attitude, it can be eliminated to zeros sooner than you might ever imagine. If a little encouragement to take action is just the medicine needed, try these 5 reasons why you should pay off credit card bills early...

Credit card introductory periods often boast some really awesome offers to those who choose to take advantage of them. By putting credit cards to work for your finances, you can appreciate a multitude of benefits ranging from getting out of debt early to enabling a big one time purchase.