Shaun Mike

Quite a few private health carriers operating in the healthcare landscape have strategically planned ahead to invest in private health exchanges.

Health Insurance Exchanges, the one-stop online marketplaces to sell commercial health insurance, are set to come into operation by January 1, 2014.

An insurance company performs a lot of insurance related functions such as enrollment management, underwriting, claims management

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Healthcare Insurance Exchanges, the online market places scheduled to launch on January 1, 2014 will be designed to provide low-cost health insurance options to millions of uninsured Americans.

With State Health Exchange deadline still a couple of years ahead, several health plans have cited their intentions to set up their own private health insurance exchanges in near future to lock in the large pool of individuals seeking health insurance.

Increased sophistication in medical devices and availability of specialized healthcare services have contributed to the growing popularity of healthcare industry. Healthcare industry is one of the most lucrative and fastest growing sectors of current times.

Effective January 1, 2012, the Affordable Care Act will require health insurance companies, operating in individual and small group markets, to spend at least 80% of the collected premium dollars on medical care and quality improvement initiatives.

With an ambitious project to provide low-cost health insurance to more than 32 million hitherto uninsured Americans, the U.S government in 2010 revealed its plans to establish state- based health care marketplaces.

With the signing of PPACA into a law, things have been moving at a fast pace in the healthcare industry. The ‘individual mandate' clause of the Affordable Care Act has further galvanized everyone into action.