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![]() Stanley Hargrave - ArticlesStanley Hargrave is a partner at Hargrave & Associates,LLC, a wealth management firm located in Riverside,CA. He is a certified financial planner (CFP) and an adjunct faculty member with the University of California, Riverside. He holds a masters degree in financial planning-wealth management and has over 30 years of experience in his field.
Baby Boomer's Guide to Social Security Part 2This article is part 2 of a 2 part series on social security benefits. This aticle covers the rules for spousal benefits, divorce, widowhood, etc. Baby Boomer's Summary of Social Security InsightsDive into the details of social security, a topic that every baby boomer needs to know about. We discuss the ins and outs of you social security benefits. Learn how to calculate and maximize your future benefits. Part 1 of a 2 part article. A Care Manager As A Team Member?All of us who are baby boomers need to learn more about the services of a new breed of specialists generally referred to as geriatric case (care) manangers Should You Dump Your Financial Advisor?After what happened in the financial markets during 2008 this should be an easy question, or should it? Target-Date FundsPopular retirement-plan investments called target-date funds are under scrutiny by the Dapartment of Labor and the SEC, along with myself. This article sheds light on what target-date funds are all about. Could Madoff Happen To You?A ponzi scheme is an arrangement in which the perpetrator recieves cash from investors and purports to earn income for them. The income turns out to be partially or wholly fictitious. Any amounts actually paid to investors, whether it is claimed to be income or a return or principal, is acutally paid from funds provided by new investors. The perpetrator of the scheme criminally appropriates some or all of the investors' funds for their own purposes. Could this happen to you? Layoffs Can Result In a Pension Plan Termination With Unintended ConsequencesMany companies have been forced to downsize either by layoffs or by closing plants entirely. These layoffs can have an impact on a qualified plan such as the 401K What Do Experienced Financial Advisors Look Like?Looking for a Financial Advisor. This article explains the real things a person needs to look for when hiring someone to manage their money. Employers Face Changes in COBRA QualificationsThe 2009 American Recovery and Reinvestment Act (ARRA) creates a federal 65 percent subsidy fro COBRA insurance individuals who involuntarily lost or will lose their jobs between Sept. 1, 2008 and Dec. 31, 2009 Too Many Conflicts!If brokers had to take cost and conflict of interest into account in order to honor a fiduciary duty to their clients, their firms might hesitate before selling garbage products that show up in portfolios today. Today’s standards do not require brokers to act as fiduciaries when making sales recommendations.
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