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![]() Stephen Bush is the Founder of AEX Commercial Financing Group. AEX is based in Ohio and provides commercial mortgages, working capital financing, SBA loans and business cash advances throughout the United States. Steve has served as a commercial finance funding advisor and worked with businesses for 30 years. Steve is a graduate of Miami University (Oxford, Ohio) and obtained an MBA from the University of California, Los Angeles. Steve previously served as an officer in the U.S. Navy Supply Corps and as a business/government advisor. He is the publisher of The Commercial Mortgages Guide and The Working Capital Guide.
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![]() Business Financing MalpracticeAvoiding malpractice for small business loans is becoming more difficult as well as increasingly important. Since ignoring the issue might result in devastating costs, any time and effort required to avoid such problems should be easy to justify. ![]() Funeral Home Business LoansSpecialized commercial properties are among the most difficult small business finance situations for commercial borrowers. Substantial challenges for commercial refinancing and acquisitions are typical for funeral home business loans. ![]() Buying a Business Opportunity and Commercial FinancingPurchasing a business opportunity with several years of cash flow can be difficult due to the lack of commercial real estate as collateral. Borrowers should be prepared to seek business financing help when buying a business or refinancing a business without commercial property. ![]() Business Loans and Mixed Signals for Commercial BorrowersBusiness loans and almost all other variations of small business financing are becoming harder to obtain and commercial lenders are sending mixed signals to borrowers. ![]() New Commercial Finance Lending Sources for Business FinancingBecause many banks have reduced or stopped their commercial finance programs, commercial borrowers are likely to be confused about where they should seek small business financing. As a result, there is an increasing need for small business owners to find new lending sources for commercial loans and working capital. ![]() Small Business Loan Programs - A Short Survival GuideIt is increasingly likely that small business owners will need to resort to aggressive use of guerrilla loan tactics when seeking appropriate small business finance funding. In the current commercial lending climate, business borrowers should not hesitate to do whatever it takes for their business to survive. ![]() Funeral Home Loans and Golf Course FinancingSmall business finance programs for specialized commercial properties have become rare commodities as a result of more restrictive commercial lending conditions. This is especially true for golf course financing and funeral home loans. ![]() Business Finance Consulting - Avoiding Bad BanksThe banking world has been turned upside-down during the past few months. When looking for reliable commercial loan sources, it is now increasingly important for small business owners to recognize the differences between "good banks" and "bad banks". Because this will not be an easy process for most commercial borrowers, the use of business finance consulting can be helpful. ![]() Business Finance and Working Capital - When to Fire Your BankerFiring their commercial banker is increasingly necessary to help small business owners move forward with a sound plan for their SBA loans and working capital financing. Failure to fire an ineffective banker in a timely manner can impair the future financial health of businesses currently receiving bad advice and inadequate commercial loans from their current lender. ![]() Business Finance and Working Capital Financing ChangesOne of the most critical trends effecting small business finance programs and working capital loans has been the extent to which changes have occurred recently. The multiple and rapid changes now being experienced with commercial loans are likely to result in confusion for most commercial borrowers.
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