Stephen Marcum

The beginning Pillar property investor often hears the term market value and appraisal in the realm of the real estate industry. Each of these terms has unique meanings in the business but they are not the true determinants of the actual value of properties.

Both the land contract and the land trust can be powerful tools for acquiring a property while preserving the existing financing.

The FHA’s concern with the housing market has made them implement a new policy in the summer of a 10 percent down payment for those borrowers with less than credit scores below 580. This requirement and halting the flipping rule are due to the conditions of the market as well as the FHA being a catalyst of the housing market.

FHA will be implementing firmer lending requirements and higher borrower fees to cushion against the rising defaults on many home loans in the U.S. housing market.

Baltimore home sellers sometimes have to shell out money to sell their home.

HUD secretary Shaun Donovan announced a temporary policy which will expand access to FHA mortgage insurance and allow for the quick resale of foreclosed properties, according to a press release from the U.S. Department of Housing and Urban Development.

Many greenhorn individuals not in the real estate industry believe you can just go out and purchase a home and flip it for a good return on their initial investment.

After many setbacks in the U.S. economy ranging from unemployment, less government spending, escalating home foreclosures and corporate bankruptcies, there are still signs of optimism for real estate investors and home buyers.

First, it is possible the debt owed on your home can outweigh the actual value of the property you own. Of course you can wait until the value of your home increases depending on the debt you owe. But, who can afford such a wait when you must sell immediately.

If real estate investors do not have a self-directed, IRA, they need to think about doing so because they are missing out on the benefits of them.