Terry Cordell - Articles

 

Mr. Cordell is an attorney and consumer credit advocate. He founded Ovation Credit Services in 2004. Ovation Credit Services has helped more than twenty thousand consumers resolve credit profile issues and regain their financial independence.

I have a computer and use the Internet. What should I be concerned about?

You may be careful about locking your doors and windows, and keeping your personal papers in a secure place. Depending on what you use your personal computer for, an identity thief may not need to set foot in your house to steal your personal information. Read

By: Terry Cordell | 19/03/2009 | Credit

What you can do if you are a victim of identity theft

If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the items of your conversations and copies of all correspondence. Read

By: Terry Cordell | 19/03/2009 | Credit

How Can Someone Steal My Identity?

Despite Your Best Efforts to Manage the Flow of Your Confidential Information or to Maintain it to Yourself, Skilled Identity Thieves May Employ a Combination of Methods to Get Your Personal Data. Read

By: Terry Cordell | 16/03/2009 | Credit

Predatory Lending

The focus on the economy and state of financial affairs have caused many Americans to look for "quick fixes" to their financial status. There are no quick fixes and only with diligent management of your finances can you recover from this economic crisis. Read

By: Terry Cordell | 03/03/2009 | Credit

Your Credit Score

What are the components of your credit score? Read

By: Terry Cordell | 03/03/2009 | Credit

Bankruptcy And Your Credit

Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as "liquidations" or "reorganizations". Read

By: Terry Cordell | 02/03/2009 | Credit

What You Need To Know About Bankruptcy

Most people don't think of bankruptcy as the 'solution-of-choice' to their financial woes because of the long-term ramifications and social stigma. However, when you have no other means of keeping the ship afloat, bankruptcy offers hope to sail another day. For qualified applicants, bankruptcy can mean a fresh financial start and an opportunity for a secure future. Read

By: Terry Cordell | 02/03/2009 | Credit

What Is Credit Utilization?

Credit utilization makes up about 30% of your credit score and yet most Americans don't understand what credit utilization is. We explain credit utilization in this article. Read

By: Terry Cordell | 02/03/2009 | Credit