Timothy McFarlin
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Timothy G.McFarlin is an Attorney at McFarlin & Geurts with expertise in a variety of practice areas including real estate law, debt reorganization, bankruptcy, business litigation, and consumer law and mortgage litigation. Clients range from individual consumers to large national corporations.
Mr. McFarlin has previously worked for the Honorable Christopher M. Klein, Chief US Bankruptcy Court Judge, Eastern District of California as a judicial extern. Additionally, Mr. McFarlin also worked for Charles W. Daff, Chapter 7 Bankruptcy Trustee in the Central District of California, in areas of law related to Business Law, Consumer Bankruptcy, Commercial Bankruptcy, and Foreclosures. Mr. McFarlin maintains a strong working relationship with Chapter 7 Trustees as well as the US Trustee.
Mr. McFarlin is admitted to practice law before all Superior and Federal Courts in the State of California including the Southern District of California, Central District of California, Northern District of California, and Eastern District of California. Mr. McFarlin has filed cases in, and practiced before, all Federal Courts in California.
Mr. McFarlin has been a speaker at Orange County Bar Association Events, Real Estate Division, related to foreclosures, mortgage litigation and short sales, and is a member of the Orange County Bar Association as well as the National Association of Consumer Bankruptcy Attorneys. Mr. McFarlin has also been cited and quoted by National Publications (including USA Today), and a variety of local publications such as the Orange County Register on topics related to bankruptcy and foreclosure.
Mr. McFarlin graduated from the University of California at Los Angeles (UCLA) with a B.A. degree in Economics, and an emphasis in Accounting. Mr. McFarlin received his J.D. from the University of California at Davis (King Hall). Mr. McFarlin focused specifically on reorganization and bankruptcy, litigation, and business law.
Recent Activity
To understand what happens when a house goes into foreclosure, it is good to have a background on what would cause a lender to foreclose in the first place. Generally, foreclosure is a mortgage lender's remedy when a borrower is not paying the mortgage.
Many times the tactics used by debt collectors can be considered harassment, but few debtors are aware of the rules or how they can respond to illegal debt collection practices.
There are different types of bankruptcy protection designated by the US. Bankruptcy Code under which a debtor may file. Each type of bankruptcy is named for the chapter it can be found under in the Bankruptcy Code.
Starting a business can be a very rewarding venture, but it can also be very risky. A person accepts certain risks when starting a small business, and one of those risks is legal liability.
Forbearance is a legal term that basically allows a borrower to put off or suspend partial or full payment requirements on a mortgage for a limited amount of time, usually 3 to 12 months.
Litigation is a general legal term that describes a lawsuit or dispute before a court. If a mortgage lender and borrower are unable to reach an agreement on a matter such as a loan modification, mortgage litigation may be necessary.
Many people today are struggling with the burden of credit card debt and bills they can't afford to pay. With creditors getting more and more aggressive in their collection tactics the need for a reasonable solution for credit card debt has never been greater. Debt elimination may be the answer many have been searching for.
A short sale negotiator is a person hired by a home seller to facilitate a short sale between the seller and their lender. A short sale means that the lender is willing to accept less than the amount owed on the loan so the owner may sell without equity.
For consumers looking for a Bank of America loan modification, there may be good news coming on the horizon as the company contemplates loosening guidelines.
A consumer filing Chapter 7 bankruptcy is entitled to certain "exemptions" in order to allow them to retain assets required for a fresh start after bankruptcy.
