vincent yeong

An annuity is designed to provide income for retirement; it does not provide death benefit.

Individual or family health insurance is also commonly known as personal health insurance. Family health insurance is where you, your spouse and your children are all included in the same plan.

Term life insurance has the cheapest premiums, but it is divided into many categories, do not commit blindly, read carefully and compare free quotes before buying

The calculation of life insurance premium is based on age, gender and health

Medical fees are getting higher these days, if you don’t have enough money and you contracted illness that takes time to recuperate or you need hospitalization you will need help, perhaps the best way to overcome this is to buy a medical insurance.

Life insurance premium will be cheaper if we uy it earlier, the older we buy the more expensive.

It is important that if you bought a life insurance or personal accident, you should immediately inform your family or the beneficiary, they will be the legal ones to claim the death benefits.

Universal life insurance or universal life is a type of permanent life insurance that has additional features and advantages; it accumulates cash value through investment of the premium payments, it is similar in some ways and was developed from whole life insurance.

Annual Renewable Term has the similarity as the one year term life insurance, and the policy will be able to continue each year for a given period of time, from 10 years to 30 years or more

Personal accident policy is one of the additional insurance that is important, it covers the buyer when he is injured and unable to work, it insures the buyer what other policies do not insure.