Zach Hamilton

You own your own home and somehow you are able to make ends meet. The car payments, the credit cards, the store credit, and especially the mortgage--you juggle the bills and try to stay ahead. But despite your best efforts you have missed some payments and you know that you...

"Bad credit" - two small words that can spell a whole lot of trouble when it comes to your financial health. If your financial history is marred by bad debts, delinquent payments, or overused credit cards, it may seem like an overwhelmingand virtually impossibletask to rebuild your credit. But with...

Learn how to prevent identity theft. Protect your credit and your good name

Jenny was in trouble with her credit card debt, and she resolved to get on the right track and avoid bankruptcy. She had heard about a debt settlement service and it sounded like a good idea: the company claimed it would negotiate with her creditors and arrange for Jenny to...

When you need some extra cash - perhaps for a vacation, home improvement, or personal expense - you may consider taking out a loan. You can do this in many different ways: you can use your credit card to get a cash advance, take out a payday loan, or get...

You are a homeowner with a good record of payments on your mortgage. But, as can sometimes happen in life, you are faced with a situation where you need extra cash. Perhaps you have school tuition to pay, or you want to undertake a home remodeling project. You know that...

In these troubled economic times, banks are tightening their lending policies, making it difficult for many people to get approved for even small personal loans. An auto secured loan can be a viable alternative to procure a loan at reasonable interest rates. What Is an Auto Secured Loan? All loans fall into...

Youve heard the ads on radio and television, especially during this recessionthe offers of debt consolidation for people who have built up too much debt and who have a bad credit rating or who even face bankruptcy. Perhaps you have thought about debt consolidation as a way to reduce your...

Refinancing your mortgage to a fixed rate could reduce the stress and uncertainty about protecting your investment in your home. Find out how to do it and avoid common mistakes.

For consumers in need of a personal loan, social lending (also called peer to peer lending) can be a great option. Find out this unique loan product works while learning the specific pro's and con's.