Auto Insurance- Most Auto Insurance Will Now Cover Part of Rental Coverage

Posted: Dec 10, 2009 |Comments: 0 |

Many individuals seem to have the very same question about their auto insurance when they go on vacation. Will my automotive insurance protect my rental car?

You need to make sure you are protected and know how to answer the rental car rep when they ask you if you wish to purchase the rental car insurance. There is only one way of making sure that you are protected under your basic auto insurance policy. You must take out your documents and look them over. It is always important to look over your insurance policy and then call your insurance provider to discuss it to make sure you have all the coverage that you need.

Basically there are two ways where you will definitely be protected by your auto insurance on the car you are renting.

1.Automotive Insurance: Most insurance companies will cover the rental car as well, if you are going to be on vacation. It is imperative that you check with your insurance company to make sure that they have this stipulation in affect for you. If you are going on a business trip, your boss should have insurance on the car you are driving to cover you. They are liable for extending this coverage to you. Under no circumstances should they expect your privately held automotive insurance to cover this.

2.Credit Card Auto Insurance: Most credit card companies will offer you insurance protection on vehicles that you rent with their credit card. While the coverage can vary per card, it will offer you some protection. Make sure to double check your coverage so that if it is not enough, you can take out the rental insurance.

If you make the decision to have extra coverage extended to you by purchasing the rental car insurance, this will always be a better choice to make sure you are completely covered in case of an accident.

The rental car company will have various coverage options for you to choose from. Collision Damage & Loss Waiver: This protects you against theft of your rental vehicle or vandilization.

This is also known as CDW or LDW.

Personal Accident Insurance:

This protects you against medical expenses that result from a car accident that happens in your rental. This is also referred to as PAI.

Supplement Liability Insurance:

This protects you up to an amount of $1 million in liability coverage above your regular liability. This is also referred to as SLI.

Personal Effect Insurance:

This protects you and your personal property that are taken from out of your rental vehicle. This is also known as PEC.

Questions and Answers

Ask
200 Characters left
Rate this Article
  • 1
  • 2
  • 3
  • 4
  • 5
  • 0 vote(s)
    Feedback
    Print
    Re-Publish
    Source:  http://www.articlesbase.com/automotive-articles/auto-insurance-most-auto-insurance-will-now-cover-part-of-rental-coverage-1564793.html

    Article Tags:

    auto insurance

    ,

    cheap auto insurance

    ,

    car insurance

    ,

    cheap car insurance

    ,

    car insurance quotes

    ,

    auto insurance quotes

    Divya gupta

    If you are consequence need of car insurance and you want to obtain several different quotes on insurance for your vehicle, your matchless option is to obtain this information by works online.

    By: Divya guptal Finance> Insurancel Feb 09, 2010

    The auto insurance prices are sky rocketing on a yearly basis. This has made it really difficult for consumers to get one that respects their budget and stay

    By: palkamadanl Finance> Insurancel Nov 14, 2011

    Stick to a very few simple policies and tips and you will obtain that the top quality price can be lowered to an acceptable level. First, try out to get great grades in college. Even although it may possibly not seem to be applicable, this is an individual of the very few methods a firm can see what variety of a human being you are. A GPA above three.00 can show that you act perfectly under stress and are very likely to do perfectly in tight targeted traffic scenarios.&...

    By: Spencer Boonel Home and Familyl May 26, 2011

    A GPA above three.00 can show that you act very well below strain and are possible to do properly in tight site visitors circumstances. Also, try to preserve a clean driving report. Generally generate inside of the legal speed limit, only leave your motor vehicle in parking tons and, soon after a while, you will be qualified for a no claims bonus and be presented a rebate in the regular monthly premium. As considerably as doable, check out to convince your fathe...

    By: Spencer Boonel Home and Familyl May 14, 2011
    pawan tiwari

    Auto insurance is another name for security of your vehicle. As the name suggests auto insurance is all about insuring one's vehicle against all kinds of threats for instance theft, accident and other related dangers. The basic types of auto insurance coverage

    By: pawan tiwaril Automotivel Oct 14, 2010

    If you live in California, California auto insurance is required. Just as in all the other States of the U.S.A, it is now a requirement to have California auto insurance if you plan to own and operate a vehicle in the state of California. And, beautiful as California is, getting auto insurance in California can make you wonder whether you have selected the right place to live! That is because California auto insurance is among the most expensive in the country.How...

    By: A.J. Pruittl Finance> Insurancel Jul 09, 2009
    March Summers

    International vehicle transports service providers offer facilities for shipping you vehicle across to the new country. These vehicle transport companies have the legal authority, the right infrastructure and a wide network to carry out their operations.

    By: March Summersl Automotivel May 28, 2012

    Donaldson Company, Inc. is one of the world's premier supplies of a wide variety of filtration systems and the replacement parts to go with each system. The company has a long-standing tradition of providing excellent customer service and first-rate products. Founded in 1915, Donaldson continues to develop new products to meet their customers filtration needs. They accomplish this through dedicated research and development.

    By: HertaFink26l Automotivel May 26, 2012

    Cars for sale by owner has been a growing niche in the automotive industry today. Different automobiles are being sold by various car owners, and are not limited to some common brands.

    By: Brian Bartlettl Automotivel May 26, 2012

    Through pre owned car sales, consumers enjoy more benefits and options than they would purchasing a new vehicle.

    By: HertaFink26l Automotivel May 26, 2012

    Car is an asset while selecting the best asset is always wise. And so for the folks who wants the very first its time to get the GMC.

    By: Sia Susanl Automotivel May 26, 2012

    Car Insurance - A 2008 Study Shows Auto Insurance Rate Increase of $302.00 to $458.00 Yearly if you Are Involved in Accident

    By: Jay Leol Financel Dec 18, 2009

    Auto Insurance - The 2010 Release of New Hybrid Vehicle Offers Discount on Automotive Insurance

    By: Jay Leol Automotivel Dec 10, 2009

    Auto Insurance Claims - Filing Bankruptcy Can Cause Adverse Effects on Your Automobile Insurance Premium

    By: Jay Leol Automotivel Dec 10, 2009

    Cheap Life Insurance- Guaranteed Life Insurance Policy Easily Attainable for Those Over 50 Years of Age

    By: Jay Leol Financel Dec 09, 2009

    Discuss this Article

    Author Box
    Articles Categories
    All Categories
    Quantcast