Is the windshield in your car broken, cracked, or busted and you are unsure if your insurance company will pay for the repair or not? Most windshield repairs will start out at about $300 in most glass company repair shops, and they increase depending on the types of window and the labor involved to repair it.
The truth is that most broken windshields are covered by most insurance policies. Any type of broken windshield that is caused by vandalism or other road hazards should be covered by the comprehensive section of your insurance policy. Most auto glass damage that is caused in automobile accidents and collisions are covered by the collision section of most insurance policies. In most cases, all of the glass in the automobile is covered by the policies, not just the windshield.
In cases involving a broken windshield, it is wise to consult with your auto insurance company and examine your policy to see what exactly is covered and how much they will pay. Your rates may or may not increase if you file a claim to repair your broken windshield or other broken glass in your vehicle.
It is a good idea to talk to your insurance company representative about your comprehensive coverage; however, your rates should not increase because you had your broken windshield repaired. Most insurance companies waive the deductible for windshield repair. This varies from company to company, so it is a good idea to check with your insurance company about the deductible waiver.
Whenever you contact your insurance company about auto glass claims, it is essential that you know and understand what you are doing. Did you know that many companies will give you the name and number of the person who will handle your broken windshield. However, what they fail to tell you is that they are not transferring you to another person in the insurance company; they are actually connecting you will an auto glass net work. Knowing this will help you talk about the claim with a little more confidence.
Windshield repair is something does not need to be difficult. As the matter of fact, most insurance companies will encourage the repair because they uphold safety first. Therefore, you should be familiar with your insurance policy offers in regards to windshield repair. Your insurance company may also recommend an auto glass company that would be good to repair your broken windshield. However, that does not mean that you have to use the recommended auto glass company.
You can choose which auto glass company you want to fix your broken windshield. The choice is yours, but you should always inform your insurance company of which auto glass company you choose to complete your repair. Remember one thing: your insurance company may require you to pay out of pocket if you use an auto glass company that is not recommended by them, but they will reimburse you some or all of what you paid.
They may also tell you that if you go to a shop that that is not recommended by them or on their list, there may not be any warranty. Good communication between you, the insurance company, and the auto glass company is essential. Be sure you know what your insurance company's policy is on choosing company to complete your repairs.
Before you decide on a particular auto glass company, you may want to get a couple of estimates on your windshield. Chances are, you insurance company will do an estimate on your damages, but you will want to get a couple of different estimates so that you can compare and contrast prices. Sometimes, your insurance will guide you towards the cheapest way to repair your broken windshield. You work hard to have your car, so you should not just settle with anything. It is good to take the time to shop around and actually see what is available for you and your car.
In conclusion, when you are need of a new windshield or other auto glass, you need to be fully aware of what your insurance policy offers in regards to repairs and replacements. Each insurance policy is different and many offer different things, so before you decide on repairing your broken windshield you should contact your insurance company and see what exactly is offered on your policy and how you should proceed with getting the glass repaired.
Remember that auto accidents are covered in collision coverage and vandalism and damage from road hazards are covered under comprehensive coverage. Make sure that the damage is properly documented and remember, your rates should not increase because you used your insurance to fund the windshield repair.
Got a Question? Ask.
Ask the community a question about this article:
Frequently Asked Questions
Do you know a retailer company in the field of ...
By: guyruck | 28-05-2008
do you know a retailer company in the field of home equipment (such as home depot or ACE) which has succesfully changed it's image to a "green" company?
Hi, basically i just started working for an ...
By: sexybabe21 | 22-04-2008
hi, basically i just started working for an insurance company , they said the have only been running for 4weeks but we got to phone customers on witheld, we have to change our names , we get cash in hand and no wage slip, we havent signed no contract, we can earn 1000 pound a week , also the company takes peoples credit card details but dont send out any paper work out to the customers.please could you explain if this is a scam or not .thanks
Workout figure and credit reporting
By: cindyinmass | 22-04-2008
What kind of derogatory credit mark occurs if a credit card company offers to let me pay an amount less than actually owed? Is it a good idea to accept the creditor's offer to make that sort of payoff?
Can someone hack into my personal information using an MP3 CD burned on my computer?
By: QC23 | 11-04-2008
Is it possible to gain access to personal information stored on a PC (such as passwords, etc.) from a burned MP3 CD made by that computer? I suspect someone has been doing some digging to access my personal accounts and passwords and he recently asked me to burn him a music CD from my computer? Will he be able to access other infomation that is stored on my computer from this CD?
I have a court date coming up on a lawsuit, if I ...
By: demanic | 10-04-2008
I have a court date coming up on a lawsuit, if I pay that amount before the court date, does the lawsuit still show up on my credit?
What is the best way to find a listing of tax lien ...
By: amberchik33 | 08-04-2008
What is the best way to find a listing of tax lien sales in louisiana?
Q&A Powered by:
Latest Automotive Articles
Road Safety
By: Brenda Williams | 07/10/2008
Safety on the roadways is a continuing conversation across the country. Highways, as they become more and more crowded, become more and more dangerous because of high speeds and large amounts of volume. Fatal accidents on the roads have become all too common over the past handful of decades and...
Cell Phone Use While Driving
By: Brenda Williams | 07/10/2008
Using a cell phone while driving has become more and more of a hot topic over the past decade because of the increased volume of accidents across the country. The National Highway Traffic Safety Administration has conducted studies to try and correlate the use of cell phones to accidents but...
Harley-Davidson
By: Brenda Williams | 07/10/2008
Harley-Davidson is a manufacturer of motorcycles based in Milwaukee, Wisconsin that was started with small plans in 1901 by a 21 year old named William S. Harley. In 1903, Harley enlisted help from his friend Arthur Davidson and Davidson's brother Walter to build a motorcycle strong enough to climb the...
Drag Racing
By: Brenda Williams | 07/10/2008
Drag racing is one of the most dangerous and deadly hobbies around the United States and the world. Drag racing is illegal in most areas of the country and is done late at night on long stretches of road between two usually inexperienced drivers. Inexperienced means that they are not...
Taking Care of Your Car
By: Brenda Williams | 07/10/2008
When you become a driver you take on more responsibilities not only do you need to learn how to drive properly and safely but you need to make sure you take care of your car. You should maintain your vehicle throughout all four seasons but especially during winter because road...
Auto Insurance Tips
By: Brenda Williams | 07/10/2008
When you first get your driver's license the next thing you need to do before you can begin driving is to find auto insurance, and although there are hundreds of places offering auto insurance there is still research needing to be done. The research that needs done will only take...
Increase Your Vehicles Safety on the Road!
By: Samantha McCartney | 07/10/2008
Safety is something that you could never have too much of while driving. There are many things to take into consideration on whether you vehicle is safe or not. Many times when you buy a car you check its safety ratings to ensure that you are getting a safe vehicle...
Is Your Auto Body Shop Part of the Better Business Bureau?
By: Samantha McCartney | 07/10/2008
When you are paying for something and especially for something for your vehicle you want to know it is worth the amount you pay. There are tons and tons of auto body shops all over the place, however it is always hard to know which one to go to and...
Automotive 
