Latest Banking Articles
Entrepreneur Enterprise: Finding a Bank for Your Small Business
By: Ann Knapp | 06/09/2008
Starting one's own business can be the fulfillment of the American Dream. But it's also a risk that should be carefully calculated. According to the Small Business Administration (SBA), more than 50 percent of new businesses fail in the first five years.
Online Banking Services: a Fast and a Swift Trip
By: Addi | 04/09/2008
In the old days, Banking meant many things. Today, it means a different set of things altogether. One of this meanings is the online banking services which is a feature which has completely changed the way people operate in banks now.
Online Banking Scams to Avoid
By: Justin Mongiardo | 03/09/2008
Online banking seems to be the financial solution of the future. It simplifies people’s lives and grants easier access to account information. With it’s growing popularity, virtually every major bank is now offering online solutions. However, before you commit to uses the web to conduct your finances, be sure you’re aware of the problems that could arise.
Offshore Accounts Offer You Investment Flexibility And More Choices!
By: Ramapati Singhania | 02/09/2008
Offshore accounts and offshore investing has been painted with gray shades because of a few investors involved in money laundering or illegal businesses.
Mobile Banking Revolution: Managing Your Money Has Never Been Easier
By: Ann Knapp | 02/09/2008
With the advent of today's mobile technology, options in banking are continuing to develop with exciting possibilities. In just a few short decades, banking has evolved from strictly brick-and-mortar operations to include phone transactions, ATMs, the Internet, and now mobile phones and devices.
A Regular Flow of Content is What Search Engines Want and Require
By: Mukeshh Kumarr | 01/09/2008
The Internet is full of Saturday Morning Bloggers. These bloggers ignore their blogs all week, then they post a few dozen articles in their blog and then spend a few hours adding comments to other blogs. This is a great way to spend a Saturday, but it provides very little SEO marketing benefits.
Minnesota and Minneapolis Bankruptcy Lawyers
By: Karthick | 30/08/2008
Professional Minnesota Bankruptcy Lawyers specializing in bankruptcy law, chapter 7, chapter 11, and chapter 13 attorney legal representation.
Pros and Cons to Using a Check Cashing Store
By: Michael New Jr. | 27/08/2008
Have you ever wondered why people use check cashing stores, when they can go to their bank and cash a check just as easily? We discuss the pros and cons of check cashing stores in depth.
More from jeff rauth
Impact of Bad Credit on Commercial Loans
By: jeff rauth | 05/09/2008 | Mortgage
The impact of bad credit scores on commercial loans has never been so severe. And we’re not just saying that so you read this article. As the commercial secondary market continues to take a beating and local banks that still lend off of their balance sheet cherry pick deals, borrowers credit score are an all too easy lending criteria to “pick on”.
Commercial Mortgage Lenders – Hard Money
By: jeff rauth | 05/09/2008 | Mortgage
Commercial hard money lenders fill a giant void in the commercial lending industry. Most commercial lenders are in one way or another tied to banks and their traditional underwriting standards. Commercial hard money lenders are not dependant on banks and fill the void between what banks will not fund and deals that just make no sense at all.
Sba Commercial Lenders
By: jeff rauth | 04/09/2008 | Mortgage
SBA commercial lenders are mostly banks that receive a guarantee from the Small Business Administration, that in case of borrower default, the bank will receive the bulk of their capital back.
Commercial Mortgage Lenders – Overview
By: jeff rauth | 03/09/2008 | Mortgage
There are essentially four sources of capital from commercial mortgage lenders. Basically all commercial mortgages come from theses sources, which are commercial private money lenders, conduit or CMBS lenders, SBA lenders and portfolio bank/lenders.
Commercial Mortgage Loan – Shocking Clause
By: jeff rauth | 28/08/2008 | Mortgage
Many borrowers that have a commercial mortgage loans with smaller or regional banks are often shocked to learn that they have signed off on a clause referred to as the “Right to Offset”. This clause is only relevant to banks that hold deposits from borrowers. Meaning the bank hold checking or savings accounts with the borrowers.
Small Commercial Mortgages – Current Options
By: jeff rauth | 25/08/2008 | Mortgage
Borrowers with small commercial mortgage requests have limited options as many banks, lenders and commercial mortgage brokers will not consider working on or reviewing these smaller deals. The primary issue is that there just isn’t enough money in them to make it worthwhile for these professionals. Also, many smaller commercial mortgages turn out to be more difficult to get done and can be more work than larger commercial loan request, with the bigger pay day.
Commercial Real Estate Loan – State of the Market
By: jeff rauth | 23/08/2008 | Mortgage
Who would have guessed that the commercial real estate loan market would be so scattered in 2008. CBMS lenders have been taking a beating and the corner banks are on a comeback. The employees at these banks that for so many years just couldn’t compete with conduit loans, due to higher rates, shorter amortization periods and shorter fixed terms, must be quietly smiling, patting themselves on the back.
Bad Credit Commercial Mortgage – “the Parties Over”
By: jeff rauth | 20/08/2008 | Mortgage
If you’re a borrower with bad credit looking for a commercial mortgage I have bad news for you. Your options are greatly reduced from just 6 months ago. In general, it is getting serous out there for a lot of people that for one reason or another that have credit scores lower than 600.
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