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Why An Attorney Is Required For Loan Modification In Nevada?

Why an Attorney Must For Loan Modification?

We all know it is very time consuming to talk or even to find the right person for a request for loan modification. We are constantly transferred from one line to another and of course to various countries during few minutes. Well, my experience in contacting the lenders has resulted many times in many frustrating experiences as well. However, when I told them that I am an attorney some of the non sense is washed away very quickly. Phones messages starts returning, letters being replied and they cut short the delaying tactics which are meant for almost all of the borrowers. I meet clients all day in reference to their loan modification needs. Here, is the summary of all the experiences what my clients had told me and my office staff in handling their own loan modification requests:

  • We were transferred from one phone to another.
  • We were transferred to a dead line.
  • The average time of greetings last about 5 minutes, and each transferred calls is started again with greeting on the phone.
  • You are advised to identify yourself each time.
  • You are requested to send the same papers which you had faxed many times before.
  • At each layer, the representative would ask you money.
  • Each representative would give you same stale information, and invariably the first answer is "there is nothing we can do".
  • Lots of lenders would give you the run around, attorneys know how to stop this waste and cumbersome process.
  • Once attorneys are invovled, the collection process stop the harassing calls. All calls are routed to the attorneys office. Furhtermore, only written requests can be made. All the annoying phone calls can be stopped.
  • Attorneys can collect and compile all the papers and can start calling the lenders on your behalf.
Malik Ahmad Attorney at law

Malik Ahmad is a Nevada licensed attorney and counselor at law. He is admitted in all courts in the state of Nevada, including US District Court. He has an extensive experience in real estate, including mortgages, escrow, rela estate and foreclosure. He is a solo proprietor and the principal of a small firm in Las Vegas, Nevada

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