Social Media Sites – The 3 mistakes that could cost you thousands
Unfortunately, a significant number of people share their information freely on these sites without every really thinking about the financial consequences of doing so. In some cases, the consequences of giving out personal information can be extremely severe
Social media sites can be a fantastic way to keep in touch with friends and family, but if you are going to use them, make sure you avoid making one of three expensive mistakes below and avoid financial disaster
Mistake One: Giving out your personal information
It seems so obvious, but many people give out this information without every really thinking about it and it doesn't take much for fraudsters to steal your identity. Giving away just your date of birth and your full name could be the start of a financial nightmare. So make sure you have checked your privacy settings and never, ever give anyone your personal details
Sadly, 1.8 Million people suffer the consequences of identity theft each year. Remember if someone steals your identity, they can take the money you have as well as taking out borrowing in your name, leaving you in a significant amount of debt.
Mistake 2: Letting everyone know what you have been doing
Everyone loves to remember a good night out or a crazy weekend, but do you really want potential employers knowing what you have been up to too?
Lots of people will happily plaster social media sites with graphic descriptions and photographs of them and their friends in less than flattering situations for the entertainment of others. Although these descriptions and photographs can be absolutely hilarious, a potential employer may feel that the great first impression you made at your interview is not the real you after they have seen what you get up to in your own time.
In short, telling all on a social media site can cost you a great job and a chance to advance your career so make sure that you are extremely careful about who knows what you have been doing
Mistake 3: Going on holiday – Are you sure you want to tell everyone?
We all love to let other people know when we are about to jet away on holiday. We all like to tell people, how stressful we are finding packing, exactly how long it is until we go or at the very least where we are going. In fact, some people even update their status while they are away so their friends, colleagues and family can see what a great time they are having. In principle there is absolutely nothing wrong with this, except that if you're not careful you might be letting everyone know exactly where you are.
With the invention of social media sites our use of technology has been taken to a whole new level and this includes the way in which criminals use technology. Wannabe burglars search these sites in the hope that someone is silly enough to allow them to learn of where they live. As soon as these people become aware that your property is empty, they may decide to use the opportunity to break into your home and take your possessions. So before you let everyone know where you are, think again.
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There is no doubting that the Credit Crunch and resulting recession has elevated the importance of the role of an independent financial adviser. With the ‘unexpected’ never too far away, in terms of job security and current financial wellbeing it has never been a more critical time to consult with an IFA to really maximise your present and future business or personal financial matters.
The Bluebond group are pleased to announce the launch of www.adviserexams.co.uk. The website provides a totally unique facility to financial advisers across the UK to study for the new regulated RO exams for financial advisers.
There are financial advisers to inform and guide the management of the assets of individuals and sometimes companies. This is a very useful service for many people who could be one way or another has collected a lot of assets, but do not know how best to invest, or spend it.
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With the rise of the internet and people thinking they can do it all themselves and save money, the role of an independent financial adviser is actually more important than ever. There is so much information out there, and so many people who like to call themselves experts but really are not, that building a relationship with an adviser is a real advantage.
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