Choose The Right Fort Collins Mortgage Lender That You Can Trust!

Choosing the "right" Fort Collins Mortgage Company for your Mortgage loan can be the difference between your loan being approved or getting denied!

The lending process has changed significantly! You may be shopping for the lowest rate, but I will caution you on doing this!

Mortgage rates change daily sometimes multiple times daily. In addition to this several Fort Collins Mortgage shoppers have fallen into a low "rate quote" that does not get locked on time and the rate is gone...This is typically caused from "poor communication."

As a Senior Mortgage Banking Officer, and a 9 year Real Estate Vet - I make communication my number one priority. Here is what you will find working with me on your Fort Collins Mortgage:

* Your Phone Calls Are Returned Promptly - I read somewhere that over 80% of the Mortgage Professionals do not return their phone calls from clients. Not returning phone calls is a total pet peeve of mine and normally I will answer your call directly - If I do not - Then your call will be returned within 24 hours...guaranteed! This is so you are always in the loop on the status of your loan. 

* You are fully Educated On The Mortgage Process - First time home buyer or seasoned Real Estate Investor...times have changed. We go over how the process works, and potential items that may arise during the Mortgage Process. This way we minimize any surprises that may come up.

* You get the Benefit of A Banker and Mortgage Broker - As a Bank (Waterstone Bank), unlike most Fort Collins Mortgage Companies - Waterstone gives you access to all of the Major Mortgage Banking programs under one roof. This enables you the ability to pick and choose the best program for you...(not the best program for the Bank).

* You get honest answers - In the Mortgage Process you will find that "challenges" may  arise from time to time. I don't believe in "beating-around-the-bush", instead I tackle these challenges head on, that way together we can work toward the solution!

* In House Appraisals - Waterstone has a dedicated In-House Appraisal department that manages the HVCC (Home Valuation Code Of Conduct) Appraisal process. This means your Appraisal will not be sent to an appraiser that does not understand the Area. Instead it will be kept local, ensuring you get an accurate value for your property!

* 48 Hour Approvals Or Less- Our In House Underwriting gives Waterstone a faster response when it comes to making a decision on your Fort Collins Mortgage. Where most Lenders are held to three to four week waiting periods, your loan could be approved in less than a couple of business days!

* Expert Consultation -  As I said before - " I work for you" not the Bank! This means my goal is to find the best program that fits your individual needs! We discuss your long and short term goals and take a look at your budget and current financial situation. Then I go to work to find the best product available from Waterstone's Large network of Lenders to help you reach your goal!