A Few Reasons to Buy a Home Now
Listen up, all you fence sitters out there! It is a great time to purchase a home, since current real estate conditions are better than at any time in recent memory.
Interest rates: Interest rates fell to an all-time low this past week, but few people are taking advantage of them. As the economy begins to rebound, these low interest rates just aren't going to stick around. This is a once-in-a-lifetime opportunity to boost your buying power. Rates for a 30-year fixed mortgage averaged 4.17% percent this past week. During the previous week, the same rates were at around 4.24%, and last year the rate was at 4.9%.
Real estate is a good investment: It may be hard to believe during a real estate downturn, but homes do increase in value and history proves it. According to the U.S. Census Bureau, median home values (adjusted for inflation) have quadrupled since 1940, when a median price of a single-family was only $30,600. There will be ups and downs (like the present), but based on history, you will make money on a home, especially since you will be getting a great deal on a home right now.
'Tis the Season: Other potential buyers are spending their time cutting down Christmas trees and shopping in November, not on searching for homes. This means less competition with other buyers for your dream home. You can possibly avoid bidding wars and you may find low prices on properties that sellers need to sell quickly. This all adds up to a great bargain for you just in time for the holidays! The busiest time for real estate is typically in the spring so why wait for more buyers to compete with.
It's a buyer's market out there: Home prices have decreased since the real estate peak a few years ago, and foreclosures are everywhere. This means that bargains are everywhere for homebuyers. You may never see these bargains again in your lifetime so don't miss out on them!
There is a good selection of homes on the market: Many sellers have been waiting for foreclosures to clear the market, prior to putting their homes up for sale. They are attractive, well-maintained homes that may just be your dream home.
Many potential homebuyers are very hesitant to jump into the housing market right now, but this is a huge mistake. There is a perfect storm of factors that are pointing to one word - buy! It is a good idea to consult with a real estate professional, who will go through your options with you. Good luck in your home search!
Questions and Answers
We build neighborhoods, not just a new house. Most times, when looking to buy a home, the thought is to find the perfect home. But, at Fischer and Frichtel we not only build fantastic homes, but we build fantastic neighborhoods as well. You can count on us to provide a safe, friendly, and picture-perfect neighborhood for you and your family to enjoy as well as your very own luxury home.
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A list of five reasons to purchase your own home. Financial and personal aspects of home ownership are discussed.
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