Personal Injury Claims and Car Insurance
It seems that the rise we are seeing in Car Insurance premiums is not set to plateau if the current trend for personal injury claims continues, if information provided by the Transport Select Committee is anything to go by. According to the latest figures, the average premium quoted in October reached seven hundred and ninety one pounds, as opposed to five hundred and sixty eight pounds at the same time last year. Young drivers saw as much as a fifty one percent increase, and most people saw policy costs rise by around forty percent.
It has been said that bodily injury claims are rising at a rate of thirty percent, with much of the blame being rested at the claims management firms that are advertising that people can seek compensation for personal injury. This is making the average payout for a car accident considerably more, and therefore affecting us on the whole.
Ashton West, chief executive of the Motor Insurers Bureau, told the Committee that the level of claims was far higher than elsewhere in Europe.
"I think it is because of aggressive marketing on daytime TV. It is creating a view that if you are involved in an accident which is not your fault, you can collect a pot of money," he said. In the current economic climate, many were tempted to do so.
"If society wants to be able to claim in every genuine case for ache pain and sprain, there is a price to be paid for it."
Leaders in the field are concerned that a large percent of the claims are fraudulent.
Questions and Answers
Answers to frequently asked Personal Injury & Car Accident legal questions by a Rhode Island Personal Injury Lawyer.
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