Mobile Phone buyers warned over insurance scam

Mobile Phones are an almost mandatory part of our lives these days, an overwhelming percentage of the British population owns at least one mobile phone with some people even owning two: One personal and one work or business phone. There are people buying new phones every day and so there’s plenty of room for uncertainty in the owner’s eyes with these small high tech gadgets in their pockets.

The concerns tend to be what if this tiny electrical wonder was to break or be stolen? What would happen? Well in the majority of cases Pay As You Go customers will often be left with no option other than to but a new phone to replace the lost or damaged one. For those with Pay Monthly contracts you tend to get offered some extra security in the form of insurance.

Mobile Phone Insurance was introduced a few years ago when it became clear to mobile phone outlets that with the cost of replacing a mobile phone becoming increasingly costly with all the high tech abilities like camera and GPS it soon became an investment worth protecting.

Mobile Phone Insurance will cover your phone in the event it becomes damaged, lost or stolen and with people dropping their phones on to the floor as well as more wild reason for claim like the phone falling down the toilet or taking a swim in your drink at the pub it makes getting your phone insured a sensible option.

Obviously there is a group of people who think of mobile phones coverage as another tax on you going in to the smooth talking salesman’s back pocket but with the potential for thefts and simply leaving you phone in a taxi on a night out never to be seen again it’s no surprise that there are a large percentage of those who have covered their phones have had to make a claim at some point.

A recent discovery has been that many new phone owners have received unsolicited phone calls from a number traced back to Swansea, the caller will enquire as to whether the receiver has taken out an insurance policy for their phone, it sounds legitimate until they started calling people who had already taken out an insurance policy with the store that they bought from initially.

People who receive these calls should be careful not to give out any details as this has been identified as a scam that the police are now looking into. If you feel your mobile phone needs insurance then go to the store you bought your phone from as they are the only people you should discuss the matter with.

The cost of insurance on your phone should work out at a few pounds per month but for some people looking for the best cheap mobile phones deal may feel they’re careful enough and opt out of getting mobile phone insurance. Those who are not taking out insurance coverage should purchase some form of protective case just in case there are any knocks or drops as they can help save you the hefty cost of a whole new handset should anything happen.