Jeff Mictabor is an enthusiast on the topic of student loan issues in the news. He has been writing for the past 10 years for a variety of education publications. He now offers his writing services on a freelance basis.
NextStudent's Graduate Plus Student Loans Help Students Attain an Even Higher Education
For college students who desire to attend graduate school but do not think it is in their financial reach, there is an alternative. Students can easily actualize their goals through a program that features the benefits of a parent student loan but funding that is distributed directly to the student, according to NextStudent, the Phoenix-based premier education funding company.
NextStudent's Federal Graduate PLUS Student Loans (http://www.nextstudent.com) are convenient and manageable and start with rates as low as 8.5 percent. In addition, the program also offers additional incentives such as aggressive rebates.
Graduate Plus Loans Cover the Cost
Student borrowers looking to attend graduate school will find that the Graduate Plus Loan could be available regardless of a borrower's credit score. With a host of graduate school expenses, students can rely on the Graduate PLUS Loan entirely to cover the costs of tuition, books and even computers.
Graduate school easily can be justified when the cost is accompanied by numerous benefits and incentives, according to NextStudent.
NextStudent's Built-In Incentives
Among the incentives of the Graduate Plus Loan (http://www.nextstudent.com/privateloans/privateloans.asp) through NextStudent is a 3 percent cash rebate at repayment, which can be applied toward a student borrower's education. When borrowers sign up for Auto-Debit and make the first on-time monthly payment, NextStudent pays a 3 percent cash rebate of the loan amount.
A cash rebate equal to 5 percent of a borrower's outstanding principal balance is available after the borrower completes the first 48 consecutive on-time monthly payments if they participate in the Auto-Debit program.
Another of NextStudent's Graduate Plus Loan incentives is a .25 percent interest rate reduction when borrowers repay their loans automatically through the Auto-Debit program.
Graduate Plus Loan Benefits
NextStudent also offers a host of benefits to their Graduate Plus Loan program, including:
• Generous Borrowing Limits: Students can borrow up to the entire cost of education (less any federal aid), including books, supplies, and even a computer!
• Simple Application Process with E-Signature: Borrowers who apply online can qualify within minutes. In addition, NextStudent offers a "second look" for borrowers who receive an initial denial due to unresolved credit issues.
• NextStudent has a PLUS Credit Resolution Team that has an 87 percent success rate at resolving credit issues for borrowers, resulting in funded PLUS loans.
• Flexibility: Graduate PLUS Loans offer various repayment options including
deferred repayment while students are enrolled in school at least half-time. In addition, the loans are eligible for consolidation. Also, there never are prepayment
penalties.
Students who are uncertain about attending graduate school because of the involved costs now can get that higher degree. Through NextStudent's Graduate Plus Loan, graduate school is more affordable and within reason and reach.
NextStudent believes that getting an education is the best investment you can make, and it is dedicated to helping you pursue your education dreams by making college funding as easy as possible. Learn more about private student loans (http://www.nextstudent.com/) at http://www.nextstudent.com/.
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By: Michelle Perkins | 24/11/2009There are many scholorships for college students out there. It's just a matter of doing some research and you'll be able to find scholorships that you may qualify for to help pay off your college expenses. Today we'll discuss a few of them and see if they are something you think you can pursue to help pay off the rising college costs.
Weird Scholarships for College Students - Weird Scholarships to Pay College Expenses
By: Michelle Perkins | 24/11/2009Here's a list of weird scholarships for college students you should take a look at. These scholarships are not necessarily your academic-based scholarships but are scholarships that are granted on the basis of weird or just different criteria. Also, stick around for a $10,000 scholarship for college students you definitely need to register for.
Walmart Scholarships for College Students - Apply for Walmart Scholarships
By: Michelle Perkins | 24/11/2009Whether you are a Walmart associate or a dependent of one or even if you're not related with Walmart, you can still apply for these Walmart scholarships for college students, especially now that the costs of tuition are increasing every year and financial aid decreases due to lack of endowments and budget cutbacks in many states. But not to worry, you can apply for these Walmart scholarships and also apply for a $10,000 scholarship mentioned at the end of this article.
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Scolarships for College Students - $10,000 Scolarship to Pay for School
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Student Loan Borrowers Save More With Nextstudent's Consolidation Program
By: Jeff Mictabor | 15/09/2006 | College & UniversityStudent borrowers who may have missed the July 1 deadline to consolidate their student loans before the interest rate increase need to know they still can consolidate at low rates especially if students are in their grace period. NextStudent, the Phoenix-based premier education funding company, advises students with federal Stafford loans issued prior to July 1 to consolidate today and automatically receive a .6 percent reduction on already low rates.
Plus Loans From Nextstudent Available for Fall Semester and During the Year
By: Jeff Mictabor | 09/08/2006 | College & UniversityThe fall semester at college is just about to begin, and many parents wonder if they are in a position to help their children with their education costs. College funding is still available, now and throughout the year, for parents who take out a PLUS Loan - Parent Loans for Undergraduate Students, according to NextStudent, the premier education funding company based in Phoenix.
Plus Loans From Nextstudent Allow Parents to Help Pay for College
By: Jeff Mictabor | 07/08/2006 | LoansParents still are in the running to help cover the cost of their children's college education and can do so with PLUS Loans - Parent Loans for Undergraduate Students. With rates as low as 6.25 percent, parents can borrow up to the full cost of college with a federal PLUS Loan, according to NextStudent, the Phoenix-based premier education funding company.
Private Student Loans from NextStudent Can Still be Dispersed Before Fall Semester Begins
By: Jeff Mictabor | 27/07/2006 | College & UniversityWith the approaching fall semester, many college-bound students still are in need of essential student loans for school.
Private Student Loans Help Students Fund Their Higher Education
By: Jeff Mictabor | 20/07/2006 | College & UniversityCollege students who need additional funding for college because they were unable to cover their total education costs with federal aid have another option. NextStudent, the Phoenix-based premier education funding company
NextStudent's Graduate PLUS Loans Available to Fall Graduate Students
By: Jeff Mictabor | 17/07/2006 | College & UniversityNumerous graduate students who are starting classes this fall now are scrambling for the funds needed for their tuition and other educational expenses at graduate school. With the high cost of graduate school and the fall semester just around the corner, graduate students still have time to get the funds needed to help cover the full cost of their education, according to NextStudent, the Phoenix-based premier education funding company.
NextStudent's Graduate Plus Student Loans Help Students Attain an Even Higher Education
By: Jeff Mictabor | 07/07/2006 | College & UniversityFor college students who desire to attend graduate school but do not think it is in their financial reach, there is an alternative. Students can easily actualize their goals through a program that features the benefits of a parent student loan but funding that is distributed directly to the student, according to NextStudent, the Phoenix-based premier education funding company.
Students Should Consolidate Student Loans Before July 1 Following Repeal of Single-Lender Rule
By: Jeff Mictabor | 22/06/2006 | College & UniversityThe single-lender rule was repealed June 15, 2006 when President Bush signed the emergency supplemental spending package, H.R. 4939, into law, following the Senate's approval. In a vote of 98-1, the Senate passed the bill earlier in the day after it passed the House June 13 with a vote of 351-67.