How to Use Payment Options on eBay
eBay offers an array of different payment options to make buying online products much easier. However, each vendor has the option to accept any form of payment they choose. So even though you may only be able to pay by check, the vendor may not allow it.
You also will want to check out any hidden or added fees associated with the item. Some items may require you to pay shipping and handling while others will not. Insurance on fragile products may be something worth considering as well. Here are the most typical forms of payment options on eBay.
PayPal Account:
This might be the most popular and used selection amongst eBay buyers. PayPal is actually owned by eBay and integrates all of their payments to make it simpler for the eBay buyer. Once you sign up for a PayPal account you can add a bank account to add funds or pay using most major credit card companies.
When you are PayPal verified you will have a little mark by your username so that the vendors will know and will trust the payment source even more so. When both the vendor and buyer both have PayPal, the payment transaction is done instantly and the money will show up in the vendors account usually in just a few minutes.
PayPal accounts are free to sign up for and will take just a few minutes to do so. However, adding a bank account may take a few days to process.
Major Credit Cards:
If you do not have a PayPal account, don't worry, eBay accepts most major credit cards. This may offer some extra protection to the buyer in case of a broken or non-working item.
Check:
Personal checks are another way to offer the vendor payment. The problems with checks are that not all vendors allow them and most of them will not ship the item until after they receive and cash your check. This means the entire transaction process will take much longer and can be dangerous if your checking account balance is low.
Other Forms of Payment:
eBay also excepts money orders, cash on delivery, and a more secure form of escrow service. Protect yourself as much as possible when buying items on eBay. You'll want to make sure the vendor is trusted and has a good rating.
If you are not sure, do some research and ask around. eBay is a giant community full of helpful people and easy to use tutorials. If you still need assistance, submit a support ticket and ask for help.
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