Applying for a Credit Card Online

Say goodbye to queues and hello to convenience, with easy online credit card applications.

It’s never been easier to apply for a credit card in South Africa, thanks to the easy application facilities available online. These days, applying for a credit card can be done from the comfort of your home or office, without having to stand in long queues or fill out reams of paperwork.

All you need in order to apply for a credit card online is:

• A copy of your South African Identity Document
• Proof of income (either your latest salary advice, or the last 3 months’ worth of bank statements, non-Internet generated)

If you’re a self-employed individual, you’ll also need to provide a copy of your Identity Document and proof of income, but you’ll also need a letter from your accountant verifying your income.

When you use an online credit card application portal, your application can be filled in quickly and dealt with fast. The process is broken up into easy-to-follow steps, and it’s entirely confidential, just like at a regular bank branch. If your application is successful, you’ll have your credit card in your hand in no time at all.

You can get started right now by comparing credit cards online, and applying for the one that most appeals to you. Alternatively, you can read on for more information about applying for a credit card online.

What are the minimum requirements to apply for a credit card?
There are a few minimum requirements that must be met in order to be eligible for a South African credit card. You must:

• Be 18 years of age or older
• Be a South African citizen and/or resident
• Earn a specified minimum amount, which is usually determined per credit card type.

When you apply for a credit card, the minimum requirements will normally be highlighted. Always make sure you comply with these minimum requirements before you apply, or your application will be declined.

What are the advantages of applying for a credit card online?
Speed and convenience are two of the major benefits of applying for a credit card online. You can do it at any time, and from any location with an Internet connection. As long as you have access to a computer and an Internet connection, you can apply for a credit card online.

Nowadays, banks have gone to great lengths to ensure their customers’ online privacy, which means that you can rest assured that the information you submit will remain protected. To further improve your online safety, ensure that you use a secure connection, and that you computer has the highest level of security enabled.

Where can I apply for a credit card online?
You can apply via the online application page of the relevant credit card. We’ve showcased a range of South Africa’s leading credit cards, so that you can compare each one before making your selection. Once you’ve decided upon the one you want, you can apply immediately.

Get started! Apply for a credit card now, or compare credit card options to find the ideal one for you.