Citi® Dividend Platinum Select® Card for College Students: The perfect choice for your money-crazed, shop-savvy freshman Princess
Your beloved baby girl has finally graduated high school and has been accepted to the college of her dreams—2,000+ miles from home. You love your baby girl more than anything and know that your wife would feel much more safe if your baby girl had an emergency student credit card. Plus, it would probably help her horrific spending habits if she had something that could tell her "no" every once in a while. But with your past credit woes and all of the horrific stories you hear about from friends, family and the commercials on TV, you worry about her first credit card, fearing that it might be like a loud noise on an avalanche-prone mountaintop.
Never fear Daddy-O, your credit card woes will cease when you see that Citi has introduced a card made just for your little rosy-cheeked buddle of joy—the Citi® Dividend Platinum Select® Card for College Students, a student credit card. The benefits of the Citi® Dividend Platinum Select® Card for College Students out way the downside of actually having to fund dear Princess' spending craze. Citi has completely designed this card for the college student. You and Mother Dearest can rest assure that your beloved daughter's first adventure into credit wont mess up your hard earned scores because Citi® Dividend Platinum Select® Card for College Students does not require a cosigner. The Citi® Dividend Platinum Select® Card for College Students is great for traveling—2,000+ miles from home—because if she happens to be in an emergency situation, she can use the card to provide the funds she needs, and not just for emergency outlet shopping. Plus, since the card is backed by Citi Bank, it's safer than cash.
Princess won't have to worry about an annual fee and she can earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities for 6 months and 1% cash back after the 6 month introduction period. She can also earn 2% cash back, upon enrollment, on popular rotating categories like restaurants, apparel, hotel and more and an additional 1% on all other purchases. Plus, your fatherly ways will pay off since you added her onto her car loan as a co-signer; she has just enough credit to get herself approved for her first card. Have Princess apply for Citi® Dividend Platinum Select® Card for College Students, she'll get a student credit card and a buffer for an emergency—just in case.
Questions and Answers
You may come across many credit cards for students with no credit history requirement offered by many banks. College students planning to start racking up the credit score could check into any credit card made mainly with students as the primary goal. Should you have your banking account or even bank checking account, start looking at if the bank or perhaps credit union gives any kind of credit cards for students with no credit history.
Recently credit card debt among college students has be a serious problem. The lack of financial discipline and also the ease of getting credit cards has caused many students to drop from college. Cutting up credit cards and consolidating all debt into a single loan could be the best option.
There are indeed many college students looking for credit cards while no credit record just yet. Applied Bank offers Secured Card which is one of the credit cards for college students with no credit is required. No annual fee and application fee are two main attractions for this card.
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