Credit Card Industry An Insider Shares 20 Years Experience

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Got a Question? Ask.

Improving credit score after debt consolidation?
By: Snowgirl | 24-07-2008
How do I improve my credit score after coming from debt consolidation program? I recently called all my creditors and closed my credit card debts but my score remains fair. I don't know where to start from here?

Mac Software Question
By: Susie | 23-07-2008
I was told that there is software available to allow Mac to read Microsoft software .  Is this correct, what is it called, and where do i get it?

Statute of limintations on a personal loan?HELP
By: nel | 23-07-2008
hi i live in NY and in the beginning of 2001 i took out a personal school loan. my husband agreeed to pay for it  so to get to school i had to take public trans but by summer i was having back problems and by the time i got better they had dropped me from the course and took away my partial grant and charged me for half of the tuition $4,500. i didnt have much of a choice but to except it I didnt want to mess up my credit. in 2005 my husband and i seperated and it turned out he did not pay for my loan after i stop going to school. i still have cronic back pain to this day the problem is that it goes and comes a few times a year but when it does come back i cant get out of bed and because of that i cant keep a job. itis going on 8years now. so my question is that is thier a statute of limintations on this loan? or atlast is their a loop hole i can use to get out of it ? I CANT GET MONEY FROM SOMEWHERE I DONT HAVE. i have had to become very dependent on my fam i do not get gov ass (what do i do). 

Is no credit good or bad?
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If I have no credit at all, then what do I have to do to establish my credit?

Bankruptsy?
By: moneta | 23-07-2008
I have 2 morgages and can't sell one house, Bankruptsy?

Is there a questionaire for us that allows us to BUY STOCKS ACCORDING TO OUR PREFERENCES?? ...
By: rsps4115 | 23-07-2008
Is there a questionaire for us that allows us to give our criteria such as, (goals?, NO FUNDS?, MONIES TO INVEST?, ARE THERE DIVIDENDS.? What is p.E. Of bus?, ETC. Etc. Etc.??      And out pops  10 - 20  stocks recm. To buy???   What web site would have such a quiz ??  Aol, google, yahoo, etc. ??  Please send answer to  p.S.S.    Rsps4115 @aol.Com   thank you

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Learn About Credit Card Debt Negotiation - Learn the Secrets
By: Bryan Burbank | 25/07/2008
When negotiating with the credit card companies about your debt it is always important to understand that you are the one in control and do not be intimidated by the credit card company. They like it when you make your minimum monthly payment and do not want you to stop that so they will be willing to negotiate your debt so to make it easier to make those payments.

Repairing Damaged Credit Scores: How to Raise Your Score 120 Points
By: Thomas Boston | 25/07/2008
Repairing a credit score can seem like a difficult and daunting task to undertake. This article helps separate the truth from the myths and help guide a consumer to repairing their credit score fast.

Are Banks Raising Credit Card Rates to Shore Up Their Finances?
By: Reno Charlton | 24/07/2008
Most people are well aware that the UK's banks area really suffering as a result of the global credit crunch, and many have had to try and find alternative ways to increase funding as a result of increased difficulties in getting money on the wholesale money markets. Some have suggested that one of the ways in which banks have done this is through increasing some fees and charges on credit cards.

The Better Your Credit Score, the Less Money You Pay in Interest
By: John Collins | 24/07/2008
Credit scores are reviewed for so many different purposes, in some instances without our knowledge, it is a good idea to review both the credit score and the credit history periodically.

Get Student Credit Cards for Extra College Expenses
By: Devora Witts | 23/07/2008
There have been lately offers for students that feature specially designed credit card packaged for college students. These credit cards offer a combination of financing, flexibility, security and control so student can feel comfortable about managing their finances and at the same time obtaining the benefits that credit cards provide.

100% Equity Financing for Home Improvements
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It is possible to obtain financing up to 100% of your property’s market value with your mortgage balance and a home equity loan for home improvements combined. With this money you can start that long postponed home improvement project and turn your home into your dreamed home within a short period of time.

Credit Repair: How to Handle a Collector
By: Jim Kemish | 23/07/2008
If you are contacted by a collector you should know your rights. A nationally recognized consumer advocate and credit repair expert offers some useful advice about dealing with collectors, and coming out ahead.

Pick a Credit Card, Any Credit Card
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More from Scott Taylor

Easy Dog Training Online Yes It Does Exist
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As a dog owner I am intensely focused on providing training to my furry friends. I have purchased multiple online training packages and have shared my experiences