Uma Ilango is a programmer from profession. She writes regulary at Bigarticlepool.com. Thousands of new articles are added every month.
Finding The Perfect Credit Card Processing Merchant Account For Your Business
There is absolutely no way your business can compete without credit card processing solutions! Industry statistics state that the average credit card sale is $40 versus just $9 for the average cash sale.* Offering a credit card payment option not only gives your customers alternative methods of payments, but are less expensive to cash and checks. In August of 1997, Coopers & Lybrand noted in a case study that credit card processing costs an average 2.7% of any transaction, compared to checks 4.0% and cash 4.8%.** These statistics alone should be enough to get any business owner excited about establishing a credit card processing merchant account!
There are a number of reasons that you should seriously consider accepting credit cards:
- Consumers tend to spend more when using credit cards
- Payments can be accepted over the phone or internet
- Increase your company’s creditability
- Bank is credited immediately
- Consumers prefer credit cards over carrying cash
- Credit cards are the best protection for you, the consumer, and the banks involved.
- No more bounced checks
- Less paperwork - no cash/check bank deposits
Finding the right credit card processing merchant account
It is essential to retain a reputable credit card processing merchant account. There are so many credit card merchant accounts to choose from.
You should be aware of the different accounts provided and follow the following list when comparing credit card processing merchant account providers:
- Account specific for the type of business you have
- Average approval rating
- Customer Service availability
- Account set-up time
- Monthly rates
- Real-Time Solution Cost
- Have discount rates
- POS options
- Fees for:
- Gateway
- Statement
- Transaction
- Tech Support
- Credit card terminal
Merchant Account Deals:
Phone Credit Card Processing:
- Accept credit cards using touch-tone phones and cell phone! The service is called Touch-Pay.
Online Fundraising Solution:
- Does your non-profit or charity organization want to accept donation online? NexCommerce is offering donation processing accounts.
Donate a small amount of credit card transactions to your favorite Charity or Non-Profit:
- Does your non-profit or charity organization want to receive donations by having merchants donate a portion of each credit card sale? Are you a merchant / business that wants to support your favorite charity causes?
Church Merchant Account:
- Do you want to accept church contributions either online or swipe terminals using our church merchant account.
Source: MerchantSeek 2000-2007
*Source: "Jumping Through the Merchant Account Hoops," Khera Communications.
** Source: United States Postal Service, Coopers & Lybrand as quoted in Credit Card Management, August 1997.
Related Articles:
- Plastic Fantastic - A Beginner's Guide to Accepting Credit Cards
- Beginner's Guide to E-commerce
- Steps to Accept Credit Cards in your Business
- Related Videos
- Related Articles
- Ask / Related Q&A
- Credit Card Processing Merchant Account Basics
- Finding The Perfect Credit Card Processing Merchant Account For Your Business
- Internet Merchant Account Credit Card Processing - What You Need to Know
- Merchant Account Credit Card Transactions
- How to Find the Best Merchant Account Credit Card Processing Rates
- Paynet Systems-credit Card Processing & Merchant Account Services for Less!
- All About Credit Card Processing & Merchant Account
- Paynet Systems - Credit Card Processing & Merchant Account Services for Less!




Guide to Acquiring UK Credit Cards
By: Ed Dearmin | 26/12/2009All credit cards come in many shapes, colors and sizes. They come in different types and brands with their own list of great deals to offer. UK credit cards are not different from these. When you apply for a UK credit card online, there are three easy steps you can follow. First, you can search through the list of UK credit cards you might find while surfing the net. Then, you can compare the rates and the fees of these UK credit cards side by side and prepare for the process of elimination.
Maximizing the potentials of a low APR credit card
By: Ed Dearmin | 26/12/2009Indeed, if a credit card is used properly, it can be the most powerful financial tool. But not everybody can afford all the expensive rates of most credit card issuers offer. This is where the low APR credit card ushers in—to help people who plan to maintain a balance on their account and not to pay the full amount monthly. But, what does APR stands for in a low APR credit card?
How fast is your credit card processing?
By: Ed Dearmin | 26/12/2009Are you ready to swipe your credit card for the very first time? Really? Or are you already on your way to your second credit card? By the way, do you know it takes ages for you to get your credit card processed?
How to deal with credit card offer
By: Ed Dearmin | 26/12/2009If you’re a person who carries a balance, credit card offer might be the least thing on your mind right now. Credit card offer, no matter how enticing and convenient it might seem, may be the most expensive loans made by banks, department stores, and gasoline companies for you.
Credit card application for starters
By: Ed Dearmin | 26/12/2009“Plastic money” is a term dubbed by the people of the world in reference to the wondrous item called the “credit card.” And at the rate the economy is going and with the pace of life that we have right now we want everything done the express way. That’s why a lot of businessmen, young professionals, big bankers and even well-off students are lining up inside their trusted banks, credit card application in one hand and the need to have instant credit on the other.
Credit card anyone?
By: Ed Dearmin | 26/12/2009The emergence of electronic age made almost everything possible to people. Determining and curing terminal diseases made convenient, reaching uncharted territories became a possibility, and most of all; everyday life of people is made easy by the technology. We now have more convenient stores, easier means of transportation and a variety of gadgets that makes work and pleasure almost effortless.
Chasing a Chase Credit Card?
By: Ed Dearmin | 26/12/2009Credit cards indeed have become one of most indispensable tools in managing finances nowadays. Aside from being an effective way of obtaining credit, credit cards also make it easier for people to spend their money the right way. That is why making the crucial decision of choosing the right credit card should be paid more attention.
The worth of a business credit card
By: Ed Dearmin | 26/12/2009Among the so many varieties of credit cards, one of the most underestimated is the value of a business credit card. Many people do not choose to apply for a business credit card because aside from having a definite target market— the business owners or business executives—it seems to be complicated to use. Although a business credit card has more requirements and has higher interests compared to other types of credit cards there is, contrary to the common conception, t can be very helpful if used properly.
Quality Telephone System Services by Toshiba
By: Uma A Ilango | 19/06/2009 | TechnologyMedium-size and small businesses that need telecom solutions that are reliable can look to Toshiba for quality telephone systems. From digital, VOIP, voice processing solutions and more, businesses can find exactly what they are looking for by researching this line of services.
Making Your Business Convenient with Internet Faxing
By: Uma A Ilango | 19/06/2009 | InternetWith the economy being so difficult, it is even more challenging to have to reduce a communication method due to cost. You may lose customers, and you will definitely lose a method that makes your communication that much easier by cutting the sending and receipt of facsimiles. The internet makes faxing so easy, and at a much lower cost than additional phone lines, additional services and expensive machines.
Make Sure Your Faxes are Received by Sending Them Properly
By: Uma A Ilango | 19/06/2009 | TechnologyHave you ever had the issue of sending a fax, only for it never to be received by who you are intending it for? How about trying to get your facsimile to who it needs to go to, and the line is repeatedly busy, and each try may cost you money? Well, there is a way to make sure that your facsimiles are received by forwarding them properly.
Is FM Radio a Thing of the Past?
By: Uma A Ilango | 19/06/2009 | TechnologyThere is a lot of talk about HD, DAB, as well as satellite and podcasts in listening technology today. With all of the advancements in listening, many people wonder if FM radio will be a thing of the past. The transition to digital from analog broadcasting for television has many people wondering if the transition will occur for listening devices as well.
Important Questions to Ask Your Internet Broadband Provider
By: Uma A Ilango | 19/06/2009 | InternetBefore you consider purchasing a broadband internet service, it may be helpful to ask your potential provider some questions so that you can ensure that their particular company is the right place for your business. Many of us end up choosing to purchase from companies that do not work with us later when we need it; their customer service is bad, there are charges that you don't recognize appearing on your bill nearly every month, ....................
How Your Broadband Internet Connection Works
By: Uma A Ilango | 19/06/2009 | Moving & RelocatingMany people talk about how great broadband internet is, but are you one of those people that wants to know how it works before you can make a decision as to whether this service is right for you? This article will help to clear up any questions you have about the way this particular service is set up to your home and how it gives you access to the Web. From the wiring, to the offices that bring the service to your neighborhood and everywhere in between,.........
How to Get the Best Quality Digital Satellite TV
By: Uma A Ilango | 19/06/2009 | Cable & Satellite TVSatellite TV has quality digital picture and sound all on its own, but there are ways to get the best experience out of dish service by enhancing things in your environment or by enhancing your equipment to give you the best quality viewing experience. If you are looking to improve the quality of your viewing, you may consider one of several options.
How Important is Faxing for Your Business?
By: Uma A Ilango | 19/06/2009 | BusinessImproving communication is a very important aspect of increasing and retaining a customer base for a business, and one of the ways to achieve this goal is through adding conveniences. If you have a business where your customers need to send in information to become members, or where the sending of some kind of paperwork back and forth is a vital part of what occurs in your business every day, then having a fax service is very important for your business as well.