Smart Credit streamlines payday loans with a new website powered by Welcom Software’s leading loan management system, Financier

LONDON March 2009 - Smart Credit Ltd, a broker of payday loans has launched its new website, offering funding solutions to those with temporary cash flow problems. Powered by Welcom Software's leading loan management system, Financier, Smart Credit is able to provide immediate financial support to customers and help avoid costly bank charges, through one simple application process.

Smart Credit required a website that allowed them to deliver and manage a quality service to customers. Financial software experts Welcom Software achieved this remit by designing a new website for Smart Credit and integrating it into the Financier loan management system.

Designed specifically to automate business processes, Financier enables Smart Credit applicants to follow a simple application process on the web, which passes the information immediately for validation and then onto the appropriate lender to meet the customers' needs. On acceptance, the money can be deposited in the applicant's bank account, within hours of the application. Financier's hosted solution provides Smart Credit with the required hardware, data security, software updates, firewalls and data back-ups, whilst helping to streamline business processes, enhance data capture and improve speed of processing.

Speaking about its new website, Gareth Allen, Sales Director Smart Credit said "This is a first for the Payday Lending Community. Real-time leads generated are completed and loan applications delivered on-line within 2 seconds; fully validated with ID and anti-money laundering checks along with full bank account and debit card validation to the applicant. In addition a credit risk score is provided to assist in the underwriting process. With lead generation capacity up to 50,000 leads per month this will go a long way to satisfy the rapidly increasing demand for payday lending"                                                                                                                       

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For further information please contact Emma Gannon, Marketing Manager on 0845 456 5859 or email egannon@welcom.co.uk 

Notes to Editors:

The Welcom Software Group comprises of e-inbusiness and Welcom Software.

Welcom Software provides leading edge business software solutions, both off the shelf and customised, to the financial, retail and supply chain sectors. Its clients include Hermes, Forrest Furnishings and Singer & Friedlander. As well as offering IT solutions, Welcom provides a full business process consultancy and planning service, employing specialist consultants from within their target sectors. www.welcom.co.uk

e?inbusiness: Founded in 1999, multi-channel full service eCommerce agency e-inbusiness specialises in providing fully integrated, next generation eCommerce sites which combine high impact creative design with best of breed technology to build an effective online user experience. e-inbusiness invests in strategic partnerships to provide a robust multi-channel eCommerce platform that supports Web2.0 technology. These partners include: Omniture, Mercado, PayPal, EPiServer, QAS, Google, Scene 7 & Cheetahmail.

With a passion for brand and proven expertise in online marketing, e-inbusiness designs, builds & delivers integrated eMarketing strategies that maximise online revenue opportunities and deliver measurable results.  Omniture web analytics is integrated to provide detailed ROI & site performance analysis, improving business knowledge and decision making. e?inbusiness has developed over 100 eCommerce sites with high profile clients including: Farrow & Ball, Jacques Vert Group, New Look & Radley. www.e-inbusiness.co.uk

About Smart Credit

Smart Credit has been providing financial services and advice in the UK since 2005. Committed to responsible lending, they pride themselves on finding and providing the best payday loans being offered and endeavour to offer a cheaper alternative to other loan solutions.  www.smartcredituk.co.uk.